CMS Price Transparency Data

Occupational therapy (therapeutic activities)

Facility: Springfield Hospital

Billing Code: 97530 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 97530
Insurance Median: $86
Cash Discount Price: $85
vs. Medicare Baseline: 2.45x Medicare

The contracted insurance negotiated median rate for a Occupational therapy (therapeutic activities) at Springfield Hospital is $86. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $85. Compared to the federal Medicare reimbursement reference rate of $35.07, this hospital’s rate is 2.45x the Medicare baseline. Located in Po Box 2003, Springfield, VT.

Cash / Self-Pay

$85

Average discount available for prompt cash payment at this facility.

Insurance Median

$86

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$35.07

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $35.07 (100%)

Cash / Self-Pay: $85 (242%)

Insurance Median: $86 (245%)

Cash: $85 (242% of Medicare)

Ins. Median: $86 (245% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $35.07 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 245% of the Medicare baseline (a markup of 145%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Blue Cross Blue Shield	$40 - $121	114%
Harvard Pilgrim Health Care	$40 - $100	114%
Mvp Health Plan	$40 - $93	114%
UnitedHealthcare	$40 - $109	114%
Wellsense	$40 - $121	114%
Wellcare	$41 - $47	117%
Tufts Health Plan	$64 - $74	182%
Cigna	$73 - $126	208%
Multiplan	$86 - $100	245%
Aetna	$99 - $115	282%
Coventry	$99 - $115	282%
Beacon Health	$104 - $121	297%
Manage Behavioral Health	$104 - $121	297%
Martin'S Point Healthcare	$104 - $121	297%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $85.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 97530.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Springfield Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 97530.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.