Occupational therapy (therapeutic activities)
Facility: Springfield Hospital
Billing Code: 97530 (CPT)
This hospital's typical commercial price is $46 compared to the $61 fair price benchmark.
Balances commercial hospital prices against CMS clinical safety, infection control, and patient experience.
A typical price — 3 charge more and 5 charge less, among the 9 VT hospitals compared.
Black dot = this hospital, among the 9 VT hospitals with a price for this procedure. Full list below.
A fair price for a Occupational therapy (therapeutic activities) is about $61 (about 1.7× the $35 Medicare rate). Springfield Hospital charges insurers about $46, or about $91 in cash — below the fair price — a good deal. Located in Springfield, VT.
What each insurance company pays
Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.
4 of 6 major insurers have a published price at this hospital
Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.
| Insurance company | Price range | vs. Medicare |
|---|---|---|
| UnitedHealthcaremajor | $46 - $109 | 131% |
| Blue Cross Blue Shieldmajor | $46 - $121 | 131% |
| Aetnamajor | $115 | 328% |
| Cignamajor | $85 - $126 | 242% |
| Harvard Pilgrim | $46 - $100 | 131% |
| MVP Health Care | $46 - $93 | 131% |
| Tufts Health Plan | $74 | 211% |
| WellCare | $47 | 134% |
| WellSense | $46 - $121 | 131% |
| + 3 smaller / regional plans | $121 |
Self-Pay How to get the cash price
Insurance Before you use insurance
Estimate your out-of-pocket cost
A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.
Other Procedures at Springfield Hospital
Compare: Occupational therapy (therapeutic activities) at other VT hospitals
- Brattleboro Memorial Hospital · Brattleboro $34
- Southwestern Vermont Medical Center · Bennington $34
- Northeastern Vermont Regional Hospital · Saint Johnsbury $35
- Grace Cottage Hospital · Townshend $38
- Univ. of Vermont - Fletcher Allen Health Care · Burlington $39
- Porter Hospital Inc · Middlebury $83
- Copley Hospital · Morrisville $98
- Central Vermont Medical Center · Barre $147
Insurance negotiated median for the same procedure, sorted lowest first.
Audit a Bill or Quote at Springfield Hospital (Zero PHI Required)
Statutory 501(r) AGB Cap Limits Bill to $44
At 274% FPL (201%–400% FPL tier), 26 U.S.C. § 501(r)(5) caps FAP-eligible bills at Amounts Generally Billed (36.3% of gross = $44).
Self-Pay Cash Rate ($91) Beats Your Bill
Springfield Hospital's published 45 CFR § 180 self-pay cash rate is $91 (vs. $46 commercial insurer median). Ask billing to reclassify the visit to prompt-pay self-pay if it beats your deductible.
Negotiate Toward $61 Fair BaseRate ($35 Medicare)
Your bill ($121) is $60 above the denoised Fair BaseRate ($61) and 3.5× the $35 Medicare rate.
How to Pay Less Nearby: Freestanding Centers, Insurer Leverage & Outpatient Savings
Verify the Raw Data: Official Hospital MRF, CMS Medicare.gov & Federal Filings
Safe-Harbor Data Corrections: Parsed directly from public 45 CFR § 180 hospital filings, CMS Care Compare, and CMS HCRIS cost reports. Hospital compliance officers may submit updated MRF URLs or rate tables for verification.