CMS Price Transparency Data

Colonoscopy with biopsy

Facility: Island Hospital

Billing Code: 45380 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 45380
Insurance Median: $745
Cash Discount Price: $798
vs. Medicare Baseline: 0.61x Medicare

The contracted insurance negotiated median rate for a Colonoscopy with biopsy at Island Hospital is $745. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $798. Compared to the federal Medicare reimbursement reference rate of $1,222.56, this hospital’s rate is 0.61x the Medicare baseline. Located in 1211 24Th Street, Anacortes, WA.

Cash / Self-Pay

$798

Average discount available for prompt cash payment at this facility.

Insurance Median

$745

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$1,222.56

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $1,222.56 (100%)

Cash / Self-Pay: $798 (65%)

Insurance Median: $745 (61%)

Cash: $798 (65% of Medicare)

Ins. Median: $745 (61% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $1,222.56 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
UnitedHealthcare	$243 - $876	20%
Premera Comm - All Other Plans	$265	22%
First Choice - All Plans	$275	22%
Regence Comm - All Other Plans	$296	24%
Multiplan - All Plans	$299	24%
Kaiser Comm - All Other Plans	$370 - $491	30%
Cigna	$528 - $701	43%
First Health - All Plans	$561 - $745	46%
Aetna	$657 - $920	54%
Aarp Mcr Adv - All Plans	$660 - $876	54%
Chpw Mcaid - All Plans	$660 - $876	54%
Coordinated Care Mcaid - All Plans	$660 - $876	54%
Humana	$660 - $876	54%
Kaiser Mcr Adv	$660 - $876	54%
Molina Mcaid - All Plans	$660 - $876	54%
Samish Indian Health - All Plans	$660 - $876	54%
Swinomish Indian Health - All Plans	$660 - $876	54%
Tricare	$660 - $876	54%
Premera Mcr Adv	$693 - $920	57%
Amerigroup Mcaid - All Plans	$700 - $929	57%
Regence Mcr Adv	$700 - $929	57%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $798.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 45380.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Island Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 45380.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.