CMS Price Transparency Data

Psychological testing by technician

Facility: Providence Regional Medical Center Everett

Billing Code: 96138 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 96138
Insurance Median: $789
Cash Discount Price: $384
vs. Medicare Baseline: 1.73x Medicare

The contracted insurance negotiated median rate for a Psychological testing by technician at Providence Regional Medical Center Everett is $789. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $384. Compared to the federal Medicare reimbursement reference rate of $456.4, this hospital’s rate is 1.73x the Medicare baseline. Located in 1321 Colby Avenue, Everett, WA.

Cash / Self-Pay

$384

Average discount available for prompt cash payment at this facility.

Insurance Median

$789

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$456.4

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $456.4 (100%)

Cash / Self-Pay: $384 (84%)

Insurance Median: $789 (173%)

Cash: $384 (84% of Medicare)

Ins. Median: $789 (173% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $456.4 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
First Choice	$97	21%
Kaiser	$509 - $763	112%
Aetna	$524 - $529	115%
UnitedHealthcare	$534 - $1,578	117%
Blue Shield	$549	120%
Amerigroup	$560	123%
Community Health Plan	$814	178%
Blue Cross Blue Shield	$837 - $1,008	183%
Coordinated Care	$941	206%
Providence Health Plan	$1,180	259%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $384.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 96138.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Providence Regional Medical Center Everett is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 96138.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.