CMS Price Transparency Data

MRI, lower back (no contrast)

Facility: Trios Health

Billing Code: 72148 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 72148
Insurance Median: $271
Cash Discount Price: $1,966
vs. Medicare Baseline: 1.11x Medicare

The contracted insurance negotiated median rate for a MRI, lower back (no contrast) at Trios Health is $271. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $1,966. Compared to the federal Medicare reimbursement reference rate of $243.77, this hospital’s rate is 1.11x the Medicare baseline. Located in 3780 Plaza Way, Kennewick, WA.

Cash / Self-Pay

$1,966

Average discount available for prompt cash payment at this facility.

Insurance Median

$271

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$243.77

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $243.77 (100%)

Cash / Self-Pay: $1,966 (806%)

Insurance Median: $271 (111%)

Cash: $1,966 (806% of Medicare)

Ins. Median: $271 (111% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $243.77 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Community Health Plan Of Washington	$169	69%
Molina Healthcare Of Washington	$169 - $271	69%
Coordinated Care Of Washington Inc	$174	71%
Wellpoint Washington, Inc.	$178	73%
Asuris Northwest Health	$180	74%
Aetna	$258 - $2,438	106%
UnitedHealthcare	$258 - $2,010	106%
Humana	$271	111%
Kfhp Of Wa Options, Inc	$474	194%
Blue Cross Blue Shield	$644	264%
Government Employees Health Association	$2,010	825%
Ods Health Plan Inc	$3,799	1558%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $1,966.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 72148.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Trios Health is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 72148.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.