CMS Price Transparency Data

Blood test, clotting time (PT/INR)

Facility: Arbor Health Morton Hospital

Billing Code: 85610 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 85610
Insurance Median: $37
Cash Discount Price: $48
vs. Medicare Baseline: 8.62x Medicare

The contracted insurance negotiated median rate for a Blood test, clotting time (PT/INR) at Arbor Health Morton Hospital is $37. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $48. Compared to the federal Medicare reimbursement reference rate of $4.29, this hospital’s rate is 8.62x the Medicare baseline. Located in 521 Adams Street, Morton, WA.

Cash / Self-Pay

$48

Average discount available for prompt cash payment at this facility.

Insurance Median

$37

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$4.29

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $4.29 (100%)

Cash / Self-Pay: $48 (1119%)

Insurance Median: $37 (862%)

Cash: $48 (1119% of Medicare)

Ins. Median: $37 (862% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $4.29 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 862% of the Medicare baseline (a markup of 762%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Comm Health Healthy Options	$32 - $35	746%
Kaiser Mcaid	$32 - $35	746%
UnitedHealthcare	$32 - $65	746%
Aetna	$34 - $71	793%
Amerigroup Mcr Adv	$34 - $37	793%
Amerigroup-All Other Plans	$34 - $37	793%
Comm Health Mcr Adv	$34 - $37	793%
Healthnet Mcr Adv - All Plans	$34 - $37	793%
Humana	$34 - $37	793%
Mcr Railroad Mcr Adv - All Plans	$34 - $37	793%
Medicare (plans)	$34 - $37	793%
Premera Hmo Mcr Adv	$34 - $37	793%
Rural Health Mcare - All Plans	$34 - $37	793%
Regence Blue Shield Mcr Adv	$35 - $38	816%
Molina Mcr Adv	$36 - $39	839%
Wellcare Mcr Adv - All Plans	$36 - $39	839%
Molina Marketplace-All Other Plans	$44 - $48	1026%
Regence Blue Shield Ump-All Other Plans	$52 - $57	1212%
Kaiser Comm-All Other Plans	$59 - $64	1375%
Molina Mcaid	$62 - $67	1445%
Comm Health Basic Sub - All Other Plans	$64 - $69	1492%
Comm Health Pebb	$64 - $69	1492%
Premera First-All Other Plans	$68 - $73	1585%
Cigna	$70 - $75	1632%
First Choice-All Plans	$70 - $75	1632%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $48.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 85610.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Arbor Health Morton Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 85610.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.