Culture, blood
Facility: Arbor Health Morton Hospital
Billing Code: 87040 (CPT)
- CPT Billing Code: 87040
- Insurance Median: $157
- Cash Discount Price: $209
- vs. Medicare Baseline: 15.21x Medicare
Average discount available for prompt cash payment at this facility.
Median negotiated contract rate across all mapped commercial carriers.
Standard federal government reimbursement rate for this code.
Visual Cost Comparison vs. Medicare
Understanding this gauge: We use the federal Medicare rate of $10.32 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.
Elevated Commercial Rate Alert (Value-Gap)
The negotiated rate at this facility is 1521% of the Medicare baseline (a markup of 1421%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.
Out-of-Pocket Cost Estimator
Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.
Commercial Insurance Negotiated Rates
Negotiated contract ranges established by major commercial carriers at this facility.
| Carrier / Plan Group | Contract Rate Range | vs. Medicare Reference |
|---|---|---|
| Comm Health Healthy Options | $145 | 1405% |
| Kaiser Mcaid | $145 | 1405% |
| UnitedHealthcare | $145 - $270 | 1405% |
| Amerigroup-All Other Plans | $154 | 1492% |
| Aetna | $155 - $297 | 1502% |
| Amerigroup Mcr Adv | $155 | 1502% |
| Comm Health Mcr Adv | $155 | 1502% |
| Healthnet Mcr Adv - All Plans | $155 | 1502% |
| Humana | $155 | 1502% |
| Mcr Railroad Mcr Adv - All Plans | $155 | 1502% |
| Medicare (plans) | $155 | 1502% |
| Premera Hmo Mcr Adv | $155 | 1502% |
| Rural Health Mcare - All Plans | $155 | 1502% |
| Regence Blue Shield Mcr Adv | $157 | 1521% |
| Molina Mcr Adv | $163 | 1579% |
| Wellcare Mcr Adv - All Plans | $163 | 1579% |
| Molina Marketplace-All Other Plans | $198 | 1919% |
| Regence Blue Shield Ump-All Other Plans | $236 | 2287% |
| Kaiser Comm-All Other Plans | $264 | 2558% |
| Molina Mcaid | $280 | 2713% |
| Comm Health Basic Sub - All Other Plans | $286 | 2771% |
| Comm Health Pebb | $286 | 2771% |
| Premera First-All Other Plans | $303 | 2936% |
| Cigna | $313 | 3033% |
| First Choice-All Plans | $313 | 3033% |