CMS Price Transparency Data

Psychotherapy session (60 minutes)

Facility: Lake Chelan Community Hospital

Billing Code: 90837 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 90837
Insurance Median: $98
Cash Discount Price: $381
vs. Medicare Baseline: 0.54x Medicare

The contracted insurance negotiated median rate for a Psychotherapy session (60 minutes) at Lake Chelan Community Hospital is $98. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $381. Compared to the federal Medicare reimbursement reference rate of $181.34, this hospital’s rate is 0.54x the Medicare baseline. Located in 110 S Apple Blossom Dr, Chelan, WA.

Cash / Self-Pay

$381

Average discount available for prompt cash payment at this facility.

Insurance Median

$98

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$181.34

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $181.34 (100%)

Cash / Self-Pay: $381 (210%)

Insurance Median: $98 (54%)

Cash: $381 (210% of Medicare)

Ins. Median: $98 (54% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $181.34 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Medicare (plans)	$25 - $137	14%
UnitedHealthcare	$25 - $137	14%
Amerigroup Op Only - All Plans	$26 - $113	14%
Coordinated Care Mcaid	$26 - $98	14%
Premera First - All Plans	$34 - $152	19%
Multiplan - All Plans	$40	22%
Aetna	$41 - $360	23%
Molina - All Plans	$42 - $137	23%
Corvel - All Plans	$43 - $380	24%
First Choice - All Plans	$43 - $168	24%
Coordinated Care Comm - All Other Plans	$44 - $178	24%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $381.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 90837.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Lake Chelan Community Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 90837.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.