CMS Price Transparency Data

Sleep study (overnight, in lab)

Facility: Providence St Lukes Rehabilitation Medical Center

Billing Code: 95810 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 95810
Insurance Median: $1,033
Cash Discount Price: $3,245
vs. Medicare Baseline: 1.18x Medicare

The contracted insurance negotiated median rate for a Sleep study (overnight, in lab) at Providence St Lukes Rehabilitation Medical Center is $1,033. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $3,245. Compared to the federal Medicare reimbursement reference rate of $877.34, this hospital’s rate is 1.18x the Medicare baseline. Located in 711 S Cowley St, Spokane, WA.

Cash / Self-Pay

$3,245

Average discount available for prompt cash payment at this facility.

Insurance Median

$1,033

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$877.34

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $877.34 (100%)

Cash / Self-Pay: $3,245 (370%)

Insurance Median: $1,033 (118%)

Cash: $3,245 (370% of Medicare)

Ins. Median: $1,033 (118% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $877.34 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Aetna	$397 - $2,784	45%
Blue Cross Blue Shield	$957 - $3,231	109%
UnitedHealthcare	$1,005	115%
Blue Shield	$1,033	118%
Community Health Plan	$1,053	120%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $3,245.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 95810.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Providence St Lukes Rehabilitation Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 95810.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.