CMS Price Transparency Data

Occupational therapy (self-care training)

Facility: Bellin Memorial Hospital

Billing Code: 97535 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 97535
Insurance Median: $68
Cash Discount Price: $62
vs. Medicare Baseline: 2.10x Medicare

The contracted insurance negotiated median rate for a Occupational therapy (self-care training) at Bellin Memorial Hospital is $68. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $62. Compared to the federal Medicare reimbursement reference rate of $32.4, this hospital’s rate is 2.10x the Medicare baseline. Located in 744 S Webster Ave, Green Bay, WI.

Cash / Self-Pay

$62

Average discount available for prompt cash payment at this facility.

Insurance Median

$68

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$32.4

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $32.4 (100%)

Cash / Self-Pay: $62 (191%)

Insurance Median: $68 (210%)

Cash: $62 (191% of Medicare)

Ins. Median: $68 (210% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $32.4 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 210% of the Medicare baseline (a markup of 110%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Aetna	$25 - $29	77%
Blue Cross Blue Shield	$25 - $112	77%
Community Care	$25 - $54	77%
Humana	$25 - $54	77%
My Choice	$25 - $41	77%
Network Health	$25 - $265	77%
Chorus Community Health Plan	$62 - $96	191%
Aspirus Arise	$66 - $69	204%
UnitedHealthcare	$67 - $293	207%
Cigna	$68	210%
Wps Insurance	$70 - $82	216%
Hps/Paymedix	$71 - $77	219%
Trilogy	$73	225%
Healthsmart	$77	238%
Ihs(Claimsbridge)	$77	238%
Medical College Of Wi	$77	238%
Multiplan	$77	238%
Allied National	$82	253%
First Health	$82	253%
Galaxy Health	$82	253%
Three Rivers Provider Network	$86	265%
Common Ground	$123	380%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $62.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 97535.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Bellin Memorial Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 97535.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.