CMS Price Transparency Data

Urinalysis (automated, with microscopy)

Facility: Marshfield Medical Center - Beaver Dam (Mmc-Bd)

Billing Code: 81001 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 81001
Insurance Median: $39
Cash Discount Price: $64
vs. Medicare Baseline: 12.30x Medicare

The contracted insurance negotiated median rate for a Urinalysis (automated, with microscopy) at Marshfield Medical Center - Beaver Dam (Mmc-Bd) is $39. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $64. Compared to the federal Medicare reimbursement reference rate of $3.17, this hospital’s rate is 12.30x the Medicare baseline. Located in 707 S University Ave, Beaver Dam, WI.

Cash / Self-Pay

$64

Average discount available for prompt cash payment at this facility.

Insurance Median

$39

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$3.17

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $3.17 (100%)

Cash / Self-Pay: $64 (2019%)

Insurance Median: $39 (1230%)

Cash: $64 (2019% of Medicare)

Ins. Median: $39 (1230% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $3.17 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 1230% of the Medicare baseline (a markup of 1130%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Blue Cross Blue Shield	$3 - $17	95%
Group Health Cooperative Of Eau Claire	$3 - $64	95%
Humana	$3 - $60	95%
Icare	$3 - $4	95%
Managed Health Services	$3	95%
Molina Healthcare Of Wi	$3 - $57	95%
My Choice	$3	95%
Network Health Plan	$3 - $56	95%
Quartz	$3 - $38	95%
Security Health Plan (Shp)	$3 - $39	95%
Trilogy	$3 - $60	95%
UnitedHealthcare	$3 - $11	95%
Veteran'S Administration (Va Ccn)	$3	95%
The Alliance	$34	1073%
Amish/Mennonite	$37	1167%
Wps Health Insurance	$45	1420%
Cigna	$46 - $50	1451%
Health Payment Systems	$47	1483%
First Health	$57	1798%
Healtheos By Multiplan Inc.	$62 - $64	1956%
Coventry	$64	2019%
Health Partners	$64	2019%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $64.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 81001.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Marshfield Medical Center - Beaver Dam (Mmc-Bd) is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 81001.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.