CMS Price Transparency Data

Office visit, established patient (30-39 min)

Facility: Gundersen Lutheran Medical Center

Billing Code: 99214 (CPT)

Factual Cost Summary (Answer Capsule)
  • CPT Billing Code: 99214
  • Insurance Median: $107
  • Cash Discount Price: $49
  • vs. Medicare Baseline: 0.79x Medicare
The contracted insurance negotiated median rate for a Office visit, established patient (30-39 min) at Gundersen Lutheran Medical Center is $107. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $49. Compared to the federal Medicare reimbursement reference rate of $135.6, this hospital’s rate is 0.79x the Medicare baseline. Located in 1910 South Ave, La Crosse, WI.
Cash / Self-Pay
$49

Average discount available for prompt cash payment at this facility.

Insurance Median
$107

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate
$135.6

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $135.6 (100%)
Cash / Self-Pay: $49 (36%)
Insurance Median: $107 (79%)
Cash: $49 (36% of Medicare)
Ins. Median: $107 (79% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $135.6 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group Contract Rate Range vs. Medicare Reference
Medica $43 - $100 32%
Ucare $52 - $104 38%
Dean Health Plan $54 40%
Quartz $55 41%
Aetna $57 - $124 42%
Health Partners $65 - $115 48%
Medical Associates $91 - $98 67%
Midland Choice $98 72%
Alliance $102 - $109 75%
Claim Doc Llc $104 77%
Group Health Of South Central $104 - $130 77%
Wps Narrow Network $105 77%
UnitedHealthcare $106 - $130 78%
Cigna $107 79%
Wps - Arise $107 79%
Aspirus Arise Health $108 80%
Allied National General $110 81%
Preferred One $110 81%
Wps Statewide $110 81%
Group Health Eau Claire $117 - $130 86%
Coventry Health Care $124 91%
Humana $124 91%
Multiplan/Healtheos $125 92%
Amerigroup $130 96%
Blue Cross Blue Shield $130 - $172 96%
Icare $130 96%
Iowa Total Care $130 96%
Managed Health Service $130 96%
Molina Health $130 96%

Self-Pay Upfront Cash Action Plan

Insurance In-Network Protection Plan

Facility Profile & Credentials

  • Address: 1910 South Ave, La Crosse, WI 54601
  • CMS Rating: ★★★★☆
  • Ownership Type: Voluntary non-profit - Private
  • Hospital Type: Acute Care Hospitals