CMS Price Transparency Data

Physical therapy (neuromuscular re-education)

Facility: Unitypoint Health - Meriter

Billing Code: 97112 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 97112
Insurance Median: $68
Cash Discount Price: $176
vs. Medicare Baseline: 2.08x Medicare

The contracted insurance negotiated median rate for a Physical therapy (neuromuscular re-education) at Unitypoint Health - Meriter is $68. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $176. Compared to the federal Medicare reimbursement reference rate of $32.73, this hospital’s rate is 2.08x the Medicare baseline. Located in 202 S Park St, Madison, WI.

Cash / Self-Pay

$176

Average discount available for prompt cash payment at this facility.

Insurance Median

$68

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$32.73

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $32.73 (100%)

Cash / Self-Pay: $176 (538%)

Insurance Median: $68 (208%)

Cash: $176 (538% of Medicare)

Ins. Median: $68 (208% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $32.73 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 208% of the Medicare baseline (a markup of 108%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Aspirus	$27 - $132	82%
Blue Cross Blue Shield	$31 - $381	95%
Humana	$31 - $33	95%
Illinicare	$31	95%
Meridiancare	$31 - $33	95%
Prevea 360	$31 - $187	95%
UnitedHealthcare	$31 - $248	95%
Cigna	$33 - $66	101%
Security Health Plan	$35 - $68	107%
Wellmark Uph Self-Funded	$37 - $381	113%
Mercy Care	$41 - $73	125%
Health Partners Open Network	$42 - $80	128%
Quartz	$69	211%
Medical Associates Health Plan	$79 - $134	241%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $176.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 97112.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Unitypoint Health - Meriter is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 97112.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.