CMS Price Transparency Data

Blood test, ferritin (iron stores)

Facility: Beloit Health System

Billing Code: 82728 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 82728
Insurance Median: $89
Cash Discount Price: $52
vs. Medicare Baseline: 6.53x Medicare

The contracted insurance negotiated median rate for a Blood test, ferritin (iron stores) at Beloit Health System is $89. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $52. Compared to the federal Medicare reimbursement reference rate of $13.63, this hospital’s rate is 6.53x the Medicare baseline. Located in 1969 W Hart Rd, Beloit, WI.

Cash / Self-Pay

$52

Average discount available for prompt cash payment at this facility.

Insurance Median

$89

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$13.63

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $13.63 (100%)

Cash / Self-Pay: $52 (382%)

Insurance Median: $89 (653%)

Cash: $52 (382% of Medicare)

Ins. Median: $89 (653% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $13.63 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 653% of the Medicare baseline (a markup of 553%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Aetna	$14 - $242	103%
Blue Cross Blue Shield	$14 - $135	103%
Cook Children'S Health Plan (Cchp)	$14 - $127	103%
Dean Health	$14 - $143	103%
Humana	$14 - $53	103%
Independent Care Health Plan	$14	103%
Managed Health Services	$14	103%
Molina Healthcare	$14	103%
Quartz	$14 - $166	103%
UnitedHealthcare	$14 - $191	103%
Wellcare	$14	103%
Naphcare	$21	154%
The Alliance	$56 - $57	411%
Wea Trust	$57 - $140	418%
Wps	$62 - $189	455%
Multiplan	$83 - $204	609%
Health Eos	$92 - $232	675%
Cigna	$95 - $242	697%
Hfn	$95 - $242	697%
Preferred Network Access	$95 - $242	697%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $52.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 82728.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Beloit Health System is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 82728.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.