CMS Price Transparency Data

Blood test, vitamin D

Facility: Beloit Health System

Billing Code: 82306 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 82306
Insurance Median: $33
Cash Discount Price: $57
vs. Medicare Baseline: 1.11x Medicare

The contracted insurance negotiated median rate for a Blood test, vitamin D at Beloit Health System is $33. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $57. Compared to the federal Medicare reimbursement reference rate of $29.6, this hospital’s rate is 1.11x the Medicare baseline. Located in 1969 W Hart Rd, Beloit, WI.

Cash / Self-Pay

$57

Average discount available for prompt cash payment at this facility.

Insurance Median

$33

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$29.6

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $29.6 (100%)

Cash / Self-Pay: $57 (193%)

Insurance Median: $33 (111%)

Cash: $57 (193% of Medicare)

Ins. Median: $33 (111% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $29.6 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Quartz	$16 - $233	54%
Cook Children'S Health Plan (Cchp)	$18 - $179	61%
Blue Cross Blue Shield	$19 - $190	64%
Wea Trust	$19 - $197	64%
Dean Health	$20 - $201	68%
Wps	$26 - $266	88%
UnitedHealthcare	$27 - $269	91%
Multiplan	$28 - $287	95%
Aetna	$30 - $341	101%
Health Eos	$31 - $327	105%
Humana	$31 - $115	105%
Independent Care Health Plan	$31	105%
Managed Health Services	$31	105%
Molina Healthcare	$31	105%
Wellcare	$31	105%
Cigna	$33 - $341	111%
Hfn	$33 - $341	111%
Preferred Network Access	$33 - $341	111%
Naphcare	$46	155%
The Alliance	$122 - $123	412%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $57.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 82306.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Beloit Health System is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 82306.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.