CMS Price Transparency Data

Hip or knee replacement (inpatient stay)

Facility: Beloit Health System

Billing Code: 470 (MS-DRG)

The BaseRate · fair price high confidence

A fair price for this

$19,800

about 1.4× the $14,044 Medicare rate · typically $14,664–$28,662

modeled estimate · not a bill or quote

What this hospital charges insurers

$15,279

Below the fair price — a good deal

about $4,521 under the fair price · 1.1× Medicare

Medicare pays $14,044 Fair price $19,800 This hospital $15,279

How we calculate the fair BaseRate →

How this hospital compares to other WI hospitals

Highest price of the 9 WI hospitals we have prices for — worth calling around.

Cheapest $13,222 Priciest $15,279

Black dot = this hospital, among the 9 WI hospitals with a price for this procedure. Full list below.

A fair price for a Hip or knee replacement (inpatient stay) is about $19,800 (about 1.4× the $14,044 Medicare rate). Beloit Health System charges insurers about $15,279 — below the fair price — a good deal. Located in Beloit, WI.

What each insurance company pays

Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.

4 of 6 major insurers have a published price at this hospital

✓ UnitedHealthcare✓ Blue Cross Blue Shield✓ Aetna✓ Humana CignaKaiser Permanente

Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.

Insurance company	Price range	vs. Medicare
UnitedHealthcaremajor	$15,279 - $29,709	109%
Blue Cross Blue Shieldmajor	$15,279 - $42,087	109%
Aetnamajor	$15,279	109%
Humanamajor	$15,279 - $38,161	109%
Dean Health Plan	$15,279 - $34,023	109%
Molina	$15,279	109%
Quartz	$15,279	109%
WellCare	$15,279	109%
+ 4 smaller / regional plans	$15,279 - $52,361

Excludes 1 rental-network / third-party entry (e.g. Multiplan, PHCS) — these are pricing networks, not insurers.

Self-Pay How to get the cash price

Tell the billing desk you want to be billed as self-pay — not through insurance — before your visit.
Ask for the cash / prompt-pay discount in writing, with the exact price, before you agree to anything.
Get it in writing that they won’t also bill your insurance, so the cash price is what you owe.
Check the MS-DRG code on your bill matches exactly: 470.

Insurance Before you use insurance

Call your insurance company to confirm Beloit Health System is in-network.
Ask your insurer whether prior approval is required for MS-DRG code 470.
Confirm the doctor or provider is in-network too — not just the hospital building.
Check your Explanation of Benefits against the hospital’s final itemized bill.

Estimate your out-of-pocket cost

A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.

How you’d pay

Deductible left to meet ($)

Your coinsurance (%)

Enter your details and press estimate to compare.

Other Procedures at Beloit Health System

Compare: Hip or knee replacement (inpatient stay) at other WI hospitals

Orthopaedic Hospital of Wisconsin · Glendale $13,222
Thedacare Regional Medical Center - Appleton Inc · Appleton $13,348
Sauk Prairie Hospital · Prairie Du Sac $13,634
Oakleaf Surgical Hospital · Altoona $13,660
The Monroe Clinic · Monroe $13,719
Mile Bluff Medical Center · Mauston $13,872
Ascension Sacred Heart Rehabilitation Hospital · Mequon $15,202
Ascension Columbia St Marys Hospital Milwaukee · Milwaukee $15,215

Insurance negotiated median for the same procedure, sorted lowest first.