CMS Price Transparency Data

X-ray, chest (two views)

Facility: Beloit Health System

Billing Code: 71046 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 71046
Insurance Median: $428
Cash Discount Price: $159
vs. Medicare Baseline: 4.81x Medicare

The contracted insurance negotiated median rate for a X-ray, chest (two views) at Beloit Health System is $428. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $159. Compared to the federal Medicare reimbursement reference rate of $88.91, this hospital’s rate is 4.81x the Medicare baseline. Located in 1969 W Hart Rd, Beloit, WI.

Cash / Self-Pay

$159

Average discount available for prompt cash payment at this facility.

Insurance Median

$428

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$88.91

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $88.91 (100%)

Cash / Self-Pay: $159 (179%)

Insurance Median: $428 (481%)

Cash: $159 (179% of Medicare)

Ins. Median: $428 (481% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $88.91 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 481% of the Medicare baseline (a markup of 381%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Aetna	$10 - $1,222	11%
Blue Cross Blue Shield	$10 - $804	11%
Dean Health	$10 - $720	11%
Independent Care Health Plan	$10 - $92	11%
Quartz	$10 - $836	11%
UnitedHealthcare	$10 - $313	11%
Naphcare	$15 - $772	17%
Humana	$38 - $965	43%
The Alliance	$38 - $366	43%
Wps	$50 - $953	56%
Cook Children'S Health Plan (Cchp)	$62 - $643	70%
Wea Trust	$69 - $708	78%
Managed Health Services	$92	103%
Molina Healthcare	$92	103%
Wellcare	$92	103%
Multiplan	$100 - $1,029	112%
Health Eos	$114 - $1,171	128%
Cigna	$119 - $1,222	134%
Hfn	$119 - $1,222	134%
Preferred Network Access	$119 - $1,222	134%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $159.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 71046.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Beloit Health System is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 71046.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.