CMS Price Transparency Data

Breathing treatment (nebulizer)

Facility: Aurora Medical Center Bay Area

Billing Code: 94640 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 94640
Insurance Median: $142
Cash Discount Price: $106
vs. Medicare Baseline: 0.63x Medicare

The contracted insurance negotiated median rate for a Breathing treatment (nebulizer) at Aurora Medical Center Bay Area is $142. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $106. Compared to the federal Medicare reimbursement reference rate of $223.72, this hospital’s rate is 0.63x the Medicare baseline. Located in 3003 University Dr, Marinette, WI.

Cash / Self-Pay

$106

Average discount available for prompt cash payment at this facility.

Insurance Median

$142

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$223.72

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $223.72 (100%)

Cash / Self-Pay: $106 (47%)

Insurance Median: $142 (63%)

Cash: $106 (47% of Medicare)

Ins. Median: $142 (63% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $223.72 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Centivo	$85 - $191	38%
Everpointe Elite	$85 - $128	38%
Hs Technology	$85 - $128	38%
Aetna	$94 - $211	42%
Quartz One	$94 - $140	42%
Blue Cross Blue Shield	$99 - $178	44%
UnitedHealthcare	$101 - $280	45%
Aurora Caregiver	$102 - $153	46%
Common Ground	$102 - $153	46%
Health Eos Plus	$102 - $153	46%
Healthpartners	$102 - $191	46%
Molina Exchange	$102 - $153	46%
Quartz Group	$102 - $153	46%
Wisconsin Physician Service	$105 - $166	47%
Health Payment Systems	$110 - $166	49%
Trilogy	$119 - $178	53%
Cigna	$128 - $216	57%
Health Eos	$136 - $204	61%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $106.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 94640.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Aurora Medical Center Bay Area is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 94640.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.