CMS Price Transparency Data

Physical therapy (therapeutic exercise)

Facility: Marshfield Medical Center - Eau Claire

Billing Code: 97110 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 97110
Insurance Median: $101
Cash Discount Price: $101
vs. Medicare Baseline: 3.48x Medicare

The contracted insurance negotiated median rate for a Physical therapy (therapeutic exercise) at Marshfield Medical Center - Eau Claire is $101. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $101. Compared to the federal Medicare reimbursement reference rate of $29.06, this hospital’s rate is 3.48x the Medicare baseline. Located in 2310 Craig Rd, Eau Claire, WI.

Cash / Self-Pay

$101

Average discount available for prompt cash payment at this facility.

Insurance Median

$101

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$29.06

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $29.06 (100%)

Cash / Self-Pay: $101 (348%)

Insurance Median: $101 (348%)

Cash: $101 (348% of Medicare)

Ins. Median: $101 (348% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $29.06 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 348% of the Medicare baseline (a markup of 248%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Family Health Center (Fhc)	$53	182%
Amish/Mennonite	$58	200%
Sanford Health Plan	$58	200%
The Alliance	$82 - $186	282%
Group Health Cooperative Of Eau Claire	$87 - $95	299%
UnitedHealthcare	$87	299%
Besse Forest Products	$90	310%
Molina Healthcare Of Wi	$90	310%
Rice Lake School District	$90	310%
Wps Health Insurance	$94 - $102	323%
Medica Of Wi	$99 - $101	341%
Cigna	$101	348%
Corvel	$101	348%
First Health	$101	348%
Health Partners	$101	348%
Healtheos By Multiplan Inc.	$101	348%
Three Rivers Provider Network (Trpn)	$101	348%
Trilogy	$101 - $102	348%
Coventry	$102	351%
Health Smart	$102	351%
Rising Medical Work Comp	$103	354%
Security Health Plan (Shp)	$127 - $173	437%
Blue Cross Blue Shield	$226 - $264	778%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $101.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 97110.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Marshfield Medical Center - Eau Claire is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 97110.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.