CMS Price Transparency Data

CT scan, lower back (lumbar spine)

Facility: Marshfield Medical Center - Minocqua

Billing Code: 72131 (CPT)

The BaseRate · fair price medium confidence

A fair price for this

$284

about 2.7× the $107 Medicare rate · typically $119–$757

modeled estimate · not a bill or quote

What this hospital charges insurers

$585

Well above the fair price

about $301 over the fair price · 5.5× Medicare

Medicare pays $107 Fair price $284 This hospital $585 Cash price $1,175 Hospital's list price $1,237

How we calculate the fair BaseRate →

How this hospital compares to other WI hospitals

Highest price of the 9 WI hospitals we have prices for — worth calling around.

Cheapest $51 Priciest $585

Black dot = this hospital, among the 9 WI hospitals with a price for this procedure. Full list below.

A fair price for a CT scan, lower back (lumbar spine) is about $284 (about 2.7× the $107 Medicare rate). Marshfield Medical Center - Minocqua charges insurers about $585, or about $1,175 in cash — well above the fair price. Located in Minocqua, WI.

This price is above the fair BaseRate — you may be able to pay less

Ask the hospital for the cash / self-pay price, check whether you qualify for financial assistance, or negotiate the bill down toward the fair price of about $284. Many patients pay well below the first number they’re quoted — the checklists below walk you through it.

What each insurance company pays

Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.

4 of 6 major insurers have a published price at this hospital

✓ UnitedHealthcare✓ Blue Cross Blue Shield✓ Aetna✓ Cigna HumanaKaiser Permanente

Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.

Insurance company	Price range	vs. Medicare
UnitedHealthcaremajor	$585 - $1,021	548%
Blue Cross Blue Shieldmajor	$1,592 - $1,820	1490%
Aetnamajor	$1,188	1112%
Cignamajor	$1,163	1089%
HealthPartners	$1,175	1100%
Medica	$1,153 - $1,178	1079%
Molina	$1,051	984%
Sanford Health Plan	$680	637%
Security Health Plan	$1,286 - $1,758	1204%
+ 9 smaller / regional plans	$618 - $1,645

Excludes 5 rental-network / third-party entries (e.g. Multiplan, PHCS) — these are pricing networks, not insurers.

Self-Pay How to get the cash price

Tell the billing desk you want to be billed as self-pay — not through insurance — before your visit.
Ask for the cash / prompt-pay discount in writing, with the exact price (about 1,175), before you agree to anything.
Get it in writing that they won’t also bill your insurance, so the cash price is what you owe.
Check the CPT code on your bill matches exactly: 72131.

Insurance Before you use insurance

Call your insurance company to confirm Marshfield Medical Center - Minocqua is in-network.
Ask your insurer whether prior approval is required for CPT code 72131.
Confirm the doctor or provider is in-network too — not just the hospital building.
Check your Explanation of Benefits against the hospital’s final itemized bill.

Estimate your out-of-pocket cost

A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.

How you’d pay

Deductible left to meet ($)

Your coinsurance (%)

Enter your details and press estimate to compare.

Other Procedures at Marshfield Medical Center - Minocqua

Compare: CT scan, lower back (lumbar spine) at other WI hospitals

Insurance negotiated median for the same procedure, sorted lowest first.