CMS Price Transparency Data

Culture, blood

Facility: Gundersen Moundview Hospital and Clinics

Billing Code: 87040 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 87040
Insurance Median: $82
Cash Discount Price: $69
vs. Medicare Baseline: 7.95x Medicare

The contracted insurance negotiated median rate for a Culture, blood at Gundersen Moundview Hospital and Clinics is $82. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $69. Compared to the federal Medicare reimbursement reference rate of $10.32, this hospital’s rate is 7.95x the Medicare baseline. Located in 402 W Lake St, Friendship, WI.

Cash / Self-Pay

$69

Average discount available for prompt cash payment at this facility.

Insurance Median

$82

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$10.32

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $10.32 (100%)

Cash / Self-Pay: $69 (669%)

Insurance Median: $82 (795%)

Cash: $69 (669% of Medicare)

Ins. Median: $82 (795% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $10.32 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 795% of the Medicare baseline (a markup of 695%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Amerigroup	$4	39%
Blue Cross Blue Shield	$25 - $97	242%
Iowa Total Care	$25	242%
Managed Health Service	$25	242%
Health Partners	$62 - $118	601%
Security Health Plan	$62	601%
Ucare	$62 - $107	601%
Quartz	$73	707%
UnitedHealthcare	$83	804%
Wps	$103	998%
Wps - Arise	$103	998%
Alliance	$107 - $127	1037%
Dean Health Plan	$107	1037%
Aspirus Arise Health	$111	1076%
Humana	$114	1105%
Multiplan/Healtheos	$118 - $129	1143%
Coventry Health Care	$127	1231%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $69.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 87040.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Gundersen Moundview Hospital and Clinics is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 87040.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.