CMS Price Transparency Data

MRI, lower back (no contrast)

Facility: Crossing Rivers Health Medical Center

Billing Code: 72148 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 72148
Insurance Median: $3,748
Cash Discount Price: $3,945
vs. Medicare Baseline: 15.38x Medicare

The contracted insurance negotiated median rate for a MRI, lower back (no contrast) at Crossing Rivers Health Medical Center is $3,748. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $3,945. Compared to the federal Medicare reimbursement reference rate of $243.77, this hospital’s rate is 15.38x the Medicare baseline. Located in 37868 Us Hwy 18, Prairie Du Chien, WI.

Cash / Self-Pay

$3,945

Average discount available for prompt cash payment at this facility.

Insurance Median

$3,748

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$243.77

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $243.77 (100%)

Cash / Self-Pay: $3,945 (1618%)

Insurance Median: $3,748 (1538%)

Cash: $3,945 (1618% of Medicare)

Ins. Median: $3,748 (1538% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $243.77 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 1538% of the Medicare baseline (a markup of 1438%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Amerigroup Mcaid-All Other Plans	$516	212%
Iowa Total Care Mcaid-All Plans	$516	212%
Amerigroup Mcr Adv	$1,657	680%
Blue Cross Blue Shield	$1,657 - $3,827	680%
Security Hlth Mcr Adv	$1,657	680%
UnitedHealthcare	$1,657	680%
Humana	$1,673 - $3,787	686%
Quartz - All Plans	$3,156	1295%
Dean Health Plan - All Plans	$3,748	1538%
Medica Comm - All Other Plans	$3,748	1538%
Medica Hp Solutions	$3,748	1538%
Security Hlth Comm - All Other Plans	$3,748	1538%
Health Trad Hp - All Plans	$3,787	1554%
Wea Provider Ntwrk - All Plans	$3,787	1554%
Cigna	$3,827	1570%
First Health - All Plans	$3,827	1570%
Geha - All Plans	$3,827	1570%
Group Health Co-Op - All Plans	$3,827	1570%
Health Partners - All Plans	$3,827	1570%
Medical Associates Hp - All Plans	$3,827	1570%
Preferred Health Choice - All Plans	$3,827	1570%
Wps - All Plans	$3,827	1570%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $3,945.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 72148.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Crossing Rivers Health Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 72148.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.