CMS Price Transparency Data

Physical therapy (functional capacity test)

Facility: Crossing Rivers Health Medical Center

Billing Code: 97750 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 97750
Insurance Median: $177
Cash Discount Price: $186
vs. Medicare Baseline: 5.25x Medicare

The contracted insurance negotiated median rate for a Physical therapy (functional capacity test) at Crossing Rivers Health Medical Center is $177. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $186. Compared to the federal Medicare reimbursement reference rate of $33.73, this hospital’s rate is 5.25x the Medicare baseline. Located in 37868 Us Hwy 18, Prairie Du Chien, WI.

Cash / Self-Pay

$186

Average discount available for prompt cash payment at this facility.

Insurance Median

$177

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$33.73

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $33.73 (100%)

Cash / Self-Pay: $186 (551%)

Insurance Median: $177 (525%)

Cash: $186 (551% of Medicare)

Ins. Median: $177 (525% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $33.73 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 525% of the Medicare baseline (a markup of 425%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Amerigroup Mcaid-All Other Plans	$74	219%
Iowa Total Care Mcaid-All Plans	$74	219%
Amerigroup Mcr Adv	$78	231%
Blue Cross Blue Shield	$78 - $180	231%
Security Hlth Mcr Adv	$78	231%
UnitedHealthcare	$78	231%
Humana	$79 - $179	234%
Quartz - All Plans	$149	442%
Dean Health Plan - All Plans	$177	525%
Medica Comm - All Other Plans	$177	525%
Medica Hp Solutions	$177	525%
Security Hlth Comm - All Other Plans	$177	525%
Health Trad Hp - All Plans	$179	531%
Wea Provider Ntwrk - All Plans	$179	531%
Cigna	$180	534%
First Health - All Plans	$180	534%
Geha - All Plans	$180	534%
Group Health Co-Op - All Plans	$180	534%
Health Partners - All Plans	$180	534%
Medical Associates Hp - All Plans	$180	534%
Preferred Health Choice - All Plans	$180	534%
Wps - All Plans	$180	534%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $186.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 97750.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Crossing Rivers Health Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 97750.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.