CMS Price Transparency Data

Culture, bacterial

Facility: Richland Hospital

Billing Code: 87070 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 87070
Insurance Median: $185
Cash Discount Price: $228
vs. Medicare Baseline: 21.46x Medicare

The contracted insurance negotiated median rate for a Culture, bacterial at Richland Hospital is $185. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $228. Compared to the federal Medicare reimbursement reference rate of $8.62, this hospital’s rate is 21.46x the Medicare baseline. Located in 333 E Second St, Richland Center, WI.

Cash / Self-Pay

$228

Average discount available for prompt cash payment at this facility.

Insurance Median

$185

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$8.62

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $8.62 (100%)

Cash / Self-Pay: $228 (2645%)

Insurance Median: $185 (2146%)

Cash: $228 (2645% of Medicare)

Ins. Median: $185 (2146% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $8.62 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 2146% of the Medicare baseline (a markup of 2046%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Blue Cross Blue Shield	$9 - $269	104%
Care Wisconsin	$9 - $3,902	104%
Dean Health Plan	$9 - $3,902	104%
Health Tradition	$9 - $3,902	104%
Quartz	$9 - $3,902	104%
UnitedHealthcare	$9 - $3,902	104%
Security Health	$95 - $105	1102%
Group Health Coop Of Eau Claire	$103 - $3,902	1195%
Humana	$114 - $3,902	1323%
Cigna	$179 - $197	2077%
Employer Health Care Alliance	$180 - $209	2088%
Aetna	$245 - $269	2842%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $228.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 87070.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Richland Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 87070.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.