Aspirus Stevens Point Hospital & Clinics, Inc.
900 Illinois Ave, Stevens Point, WI 54481 · 130 Priced Procedures · 66% Patient Recommendation
Typical commercial prices here are +92% above the fair benchmark (1.92×) even after accounting for local nurse/doctor wages and patient complexity.
4-Star CMS clinical quality rating paired with 1.92× fair market pricing.
Wide Procedure Spread · Upper-Quartile Skew Pricer
Aspirus Stevens Point Hospital & Clinics, Inc. prices routine shoppable procedures at 3.2× Medicare (median 1.50× Fair BaseRate) while upper-quartile commercial rates jump +102% to 3.03× Fair BaseRate. Self-pay cash discounts and comparing specific CPT procedure codes before scheduling yield the strongest savings.
Where They're Good (Patient & Payer Edge)
- Bottom-quartile procedures (Q25) price at 0.93× the peer BaseRate benchmark
- Self-pay cash beats commercial insurance on 35% of shoppable procedures (99/100 Cash Honesty)
- 4-Star CMS clinical rating with 66% patient recommendation (72/100 safety score)
- IRS 501(c)(3) charity care provides free care up to 200% FPL and discounted care up to 400% FPL (27.5% AGB cap)
Where You Can Get Burned (Markup Traps)
- Even at low-cost facilities (1.92× Fair BaseRate), out-of-network or unnegotiated chargemaster bills can exceed commercial medians — confirm in-network status or request a self-pay cash quote up front.
- Commercial insurance median sits at 1.50× Fair BaseRate (3.2× Medicare), so insured patients should always compare the self-pay cash price before paying.
- Upper-quartile procedures (Q75 3.03×) jump +102% above the median procedure ratio (Q50 1.50×)
- Consolidated metro market (HHI 8,960) limits in-network hospital competition (Highly Concentrated Monopoly (>2,500))
Pre-scheduled outpatient procedures where patients can comparison-shop.
Emergency, inpatient DRG, lab, and specialty drug lines billed after admission.
Detects median-gaming when upper-quartile codes spike above the p50 median.
Procedure Prices at Aspirus Stevens Point Hospital & Clinics, Inc.
High-impact clinical procedures (MRIs, surgeries, inpatient stays, visits) are prioritized first. Use the category pills or search bar to filter all 130 published procedures.
| Procedure & Billing Code | This Hospital | vs. Fair |
|---|---|---|
| Hip or knee replacement (inpatient stay) MS-DRG Code: 470 | $26,723 | 1.4× |
| Spinal fusion, single level (inpatient stay) MS-DRG Code: 451 | $25,061 | 0.8× |
| Sepsis treatment (inpatient stay) MS-DRG Code: 871 | $15,120 | 0.8× |
| Breast lump removal CPT Code: 19120 | $12,277 | unverified |
| Bunion correction surgery CPT Code: 28296 | $12,277 | unverified |
| Digestive disorders treatment (inpatient stay) MS-DRG Code: 392 | $11,073 | 1.3× |
| Total knee replacement CPT Code: 27447 | $6,839 | 0.5× |
| Trauma team activation HCPCS Code: G0390 | $6,233 | unverified |
| Vaginal delivery (full package) CPT Code: 59400 | $4,948 | 1.8× |
| Injection procedure for pain management HCPCS Code: G0260 | $4,155 | 4.9× |
| C-section delivery (full package) CPT Code: 59510 | $4,040 | 1.4× |
| Inguinal hernia repair CPT Code: 49505 | $3,582 | 1.0× |
| Knee arthroscopy with meniscus repair CPT Code: 29881 | $3,242 | 1.0× |
| Total hip replacement CPT Code: 27130 | $2,801 | 0.2× |
| Breathing treatment (nebulizer) CPT Code: 94640 | $1,473 | 7.3× |
| Neurobehavioral status check CPT Code: 96116 | $1,473 | 6.4× |
| Ultrasound, leg veins (duplex) CPT Code: 93970 | $1,473 | 5.4× |
| MRI, knee or other leg joint CPT Code: 73721 | $1,473 | 4.0× |
| Psychological testing by technician CPT Code: 96138 | $1,473 | 3.7× |
| Blood transfusion CPT Code: 36430 | $1,473 | 3.0× |
| MRI, brain (with and without contrast) CPT Code: 70553 | $1,473 | 2.9× |
| CT scan, sinuses CPT Code: 70486 | $1,473 | unverified |
| MRI, brain (no contrast) CPT Code: 70551 | $1,473 | unverified |
| MRI, lower back (no contrast) CPT Code: 72148 | $1,473 | unverified |
| Gallbladder removal (laparoscopic) CPT Code: 47562 | $1,416 | 0.2× |
Audit a Bill or Quote at Aspirus Stevens Point Hospital & Clinics, Inc. (Zero PHI Required)
Statutory 501(r) AGB Cap Limits Bill to $93
At 274% FPL (201%–400% FPL tier), 26 U.S.C. § 501(r)(5) caps FAP-eligible bills at Amounts Generally Billed (27.5% of gross = $93).
Self-Pay Cash Rate ($218) Beats Your Bill
Aspirus Stevens Point Hospital & Clinics, Inc.'s published 45 CFR § 180 self-pay cash rate is $218 (vs. $26,723 commercial insurer median). Ask billing to reclassify the visit to prompt-pay self-pay if it beats your deductible.
Negotiate Toward $19,432 Fair BaseRate ($14,044 Medicare)
Your entered amount is at or below the modeled Fair BaseRate benchmark ($19,432).
Financial Assistance Policy (FAP) & Amounts Generally Billed (AGB)
Hospital-Specific CMS HCRIS Benchmark (27.5% of gross charges)
Under 26 U.S.C. § 501(r)(5), a tax-exempt hospital organization may not bill FAP-eligible patients more than Amounts Generally Billed (AGB) to individuals with insurance covering emergency or medically necessary care. Derived from this facility’s reported CMS HCRIS cost-to-charge & insurer allowance filings. Verify your exact Financial Assistance Policy (FAP) determination directly with the billing office.
Clinical Quality, Patient Experience & Infection Benchmarks
Healthcare-Associated Infections (CDC NHSN / CMS HAI)
1.00 SIR = National Predicted Baseline (Lower Is Safer)Source: CMS Hospital Care Compare (364 completed HCAHPS patient surveys). Clinical quality metrics summarize historical facility-wide cohorts and are not medical advice for individual care decisions.
How to Pay Less Nearby: Freestanding Centers, Insurer Leverage & Outpatient Savings
2D regional comparison of commercial negotiated price index against CMS clinical quality composite for Aspirus Stevens Point Hospital & Clinics, Inc..
Verify the Raw Data: Official Hospital MRF, CMS Medicare.gov & Federal Filings
Safe-Harbor Data Corrections: Parsed directly from public 45 CFR § 180 hospital filings, CMS Care Compare, and CMS HCRIS cost reports. Hospital compliance officers may submit updated MRF URLs or rate tables for verification.