Gundersen St Josephs Hospital and Clinics
400 Water Ave, Hillsboro, WI 54634 · 133 Priced Procedures · 80% Patient Recommendation
Typical commercial prices here are +137% above the fair benchmark (2.37×) even after accounting for local nurse/doctor wages and patient complexity.
Balances commercial hospital prices against CMS clinical safety, infection control, and patient experience.
Wide Procedure Spread · Upper-Quartile Skew Pricer
Gundersen St Josephs Hospital and Clinics prices routine shoppable procedures at 3.0× Medicare (median 2.04× Fair BaseRate) while upper-quartile commercial rates jump +59% to 3.25× Fair BaseRate. Self-pay cash discounts and comparing specific CPT procedure codes before scheduling yield the strongest savings.
Where They're Good (Patient & Payer Edge)
- Bottom-quartile procedures (Q25) price at 1.56× the peer BaseRate benchmark
- Self-pay cash beats commercial insurance on 75% of shoppable procedures (99/100 Cash Honesty)
- CMS clinical safety score (72/100 safety score) with 80% patient recommendation
- IRS 501(c)(3) charity care provides free care up to 200% FPL and discounted care up to 400% FPL (57.9% AGB cap)
Where You Can Get Burned (Markup Traps)
- Outpatient surgery & OR suites carry a 1.1× markup over Medicare rates
- Commercial insurance median sits at 2.04× Fair BaseRate (3.0× Medicare), so insured patients should always compare the self-pay cash price before paying.
- Upper-quartile procedures (Q75 3.25×) jump +59% above the median procedure ratio (Q50 2.04×)
- Consolidated metro market (HHI 5,439) limits in-network hospital competition (Highly Concentrated Monopoly (>2,500))
Pre-scheduled outpatient procedures where patients can comparison-shop.
Emergency, inpatient DRG, lab, and specialty drug lines billed after admission.
Detects median-gaming when upper-quartile codes spike above the p50 median.
Procedure Prices at Gundersen St Josephs Hospital and Clinics
High-impact clinical procedures (MRIs, surgeries, inpatient stays, visits) are prioritized first. Use the category pills or search bar to filter all 133 published procedures.
| Procedure & Billing Code | This Hospital | vs. Fair |
|---|---|---|
| Spinal fusion, single level (inpatient stay) MS-DRG Code: 451 | $55,154 | 1.8× |
| Total hip replacement CPT Code: 27130 | $23,795 | unverified |
| Total knee replacement CPT Code: 27447 | $23,795 | unverified |
| Sepsis treatment (inpatient stay) MS-DRG Code: 871 | $19,632 | 1.0× |
| Hip or knee replacement (inpatient stay) MS-DRG Code: 470 | $19,494 | 1.0× |
| Heart stent placement (inpatient stay) MS-DRG Code: 322 | $17,818 | 1.0× |
| Bunion correction surgery CPT Code: 28296 | $15,192 | unverified |
| Inguinal hernia repair CPT Code: 49505 | $9,990 | unverified |
| Gallbladder removal (laparoscopic) CPT Code: 47562 | $9,584 | 1.6× |
| Digestive disorders treatment (inpatient stay) MS-DRG Code: 392 | $7,879 | 1.0× |
| C-section delivery (full package) CPT Code: 59510 | $6,712 | 2.3× |
| Vaginal delivery (full package) CPT Code: 59400 | $6,070 | 2.3× |
| Knee arthroscopy with meniscus repair CPT Code: 29881 | $5,643 | 1.7× |
| Cataract surgery with lens implant CPT Code: 66984 | $4,660 | 1.8× |
| Breast lump removal CPT Code: 19120 | $3,433 | 0.9× |
| Upper endoscopy with biopsy CPT Code: 43239 | $2,592 | 2.6× |
| Colonoscopy (diagnostic) CPT Code: 45378 | $2,544 | 2.6× |
| Colonoscopy with biopsy CPT Code: 45380 | $2,544 | 2.0× |
| MRI, brain (with and without contrast) CPT Code: 70553 | $2,222 | unverified |
| Sleep study (overnight, in lab) CPT Code: 95810 | $1,908 | 1.9× |
| CT scan, abdomen and pelvis (with contrast) CPT Code: 74177 | $1,759 | unverified |
| Psychological testing by technician CPT Code: 96138 | $1,575 | unverified |
| Residential mental health treatment HCPCS Code: H2036 | $1,531 | 3.8× |
| Behavioral health counseling (group) HCPCS Code: H0009 | $1,348 | 5.0× |
| Behavioral health day treatment HCPCS Code: H0010 | $1,348 | 3.9× |
Audit a Bill or Quote at Gundersen St Josephs Hospital and Clinics (Zero PHI Required)
Statutory 501(r) AGB Cap Limits Bill to $76,616
At 274% FPL (201%–400% FPL tier), 26 U.S.C. § 501(r)(5) caps FAP-eligible bills at Amounts Generally Billed (57.9% of gross = $76,616).
Compare Prompt-Pay Cash Rate Against Remaining Deductible
Ask Gundersen St Josephs Hospital and Clinics's billing desk for their written 45 CFR § 180 discounted self-pay cash price and Good Faith Estimate under the No Surprises Act.
Negotiate Toward $30,775 Fair BaseRate ($23,504 Medicare)
Your bill ($132,370) is $101,595 above the denoised Fair BaseRate ($30,775) and 5.6× the $23,504 Medicare rate.
Financial Assistance Policy (FAP) & Amounts Generally Billed (AGB)
Hospital-Specific CMS HCRIS Benchmark (57.9% of gross charges)
Under 26 U.S.C. § 501(r)(5), a tax-exempt hospital organization may not bill FAP-eligible patients more than Amounts Generally Billed (AGB) to individuals with insurance covering emergency or medically necessary care. Derived from this facility’s reported CMS HCRIS cost-to-charge & insurer allowance filings. Verify your exact Financial Assistance Policy (FAP) determination directly with the billing office.
Clinical Quality, Patient Experience & Infection Benchmarks
Source: CMS Hospital Care Compare (56 completed HCAHPS patient surveys). Clinical quality metrics summarize historical facility-wide cohorts and are not medical advice for individual care decisions.
How to Pay Less Nearby: Freestanding Centers, Insurer Leverage & Outpatient Savings
2D regional comparison of commercial negotiated price index against CMS clinical quality composite for Gundersen St Josephs Hospital and Clinics.
Verify the Raw Data: Official Hospital MRF, CMS Medicare.gov & Federal Filings
Safe-Harbor Data Corrections: Parsed directly from public 45 CFR § 180 hospital filings, CMS Care Compare, and CMS HCRIS cost reports. Hospital compliance officers may submit updated MRF URLs or rate tables for verification.