CMS Price Transparency Data

Blood antibody screen

Facility: Charleston Area Medical Center

Billing Code: 86850 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 86850
Insurance Median: $24
Cash Discount Price: $146
vs. Medicare Baseline: 0.45x Medicare

The contracted insurance negotiated median rate for a Blood antibody screen at Charleston Area Medical Center is $24. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $146. Compared to the federal Medicare reimbursement reference rate of $53.24, this hospital’s rate is 0.45x the Medicare baseline. Located in 501 Morris Street, Charleston, WV.

Cash / Self-Pay

$146

Average discount available for prompt cash payment at this facility.

Insurance Median

$24

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$53.24

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $53.24 (100%)

Cash / Self-Pay: $146 (274%)

Insurance Median: $24 (45%)

Cash: $146 (274% of Medicare)

Ins. Median: $24 (45% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $53.24 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Aetna	$9 - $143	17%
The Health Plan Of West Virginia Inc.	$9 - $142	17%
Triwest Va	$9	17%
Unicare Health Plan Of West Virginia Inc.	$9	17%
Blue Cross Blue Shield	$10 - $133	19%
Choicecare Network	$10 - $143	19%
Optimum Choice Inc.	$10	19%
UnitedHealthcare	$10 - $143	19%
West Virginia Senior Advantage Inc.	$10	19%
Integrated Medical Solutions	$19	36%
Naphcare	$20	38%
Caresource	$24	45%
Tricare	$88	165%
City Of Charleston	$110	207%
Cigna	$136	255%
Three Rivers Providers Network	$142	267%
Healthsmart	$143	269%
Multiplan	$143	269%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $146.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 86850.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Charleston Area Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 86850.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.