CMS Price Transparency Data

Blood test, vitamin D

Facility: Charleston Area Medical Center

Billing Code: 82306 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 82306
Insurance Median: $102
Cash Discount Price: $124
vs. Medicare Baseline: 3.45x Medicare

The contracted insurance negotiated median rate for a Blood test, vitamin D at Charleston Area Medical Center is $102. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $124. Compared to the federal Medicare reimbursement reference rate of $29.6, this hospital’s rate is 3.45x the Medicare baseline. Located in 501 Morris Street, Charleston, WV.

Cash / Self-Pay

$124

Average discount available for prompt cash payment at this facility.

Insurance Median

$102

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$29.6

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $29.6 (100%)

Cash / Self-Pay: $124 (419%)

Insurance Median: $102 (345%)

Cash: $124 (419% of Medicare)

Ins. Median: $102 (345% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $29.6 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 345% of the Medicare baseline (a markup of 245%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Aetna	$27 - $131	91%
The Health Plan Of West Virginia Inc.	$27 - $130	91%
Unicare Health Plan Of West Virginia Inc.	$27 - $28	91%
Triwest Va	$29	98%
Blue Cross Blue Shield	$30 - $122	101%
Choicecare Network	$30 - $131	101%
Optimum Choice Inc.	$30	101%
UnitedHealthcare	$30 - $131	101%
West Virginia Senior Advantage Inc.	$31	105%
Integrated Medical Solutions	$58	196%
Naphcare	$59	199%
Tricare	$68 - $80	230%
Caresource	$74	250%
City Of Charleston	$85 - $100	287%
Cigna	$105 - $125	355%
Three Rivers Providers Network	$110 - $130	372%
Healthsmart	$111 - $131	375%
Multiplan	$111 - $131	375%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $124.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 82306.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Charleston Area Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 82306.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.