CMS Price Transparency Data

Blood test, urea nitrogen (BUN, kidney)

Facility: Cabell Huntington Hospital, Inc

Billing Code: 84520 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 84520
Insurance Median: $123
Cash Discount Price: $137
vs. Medicare Baseline: 31.14x Medicare

The contracted insurance negotiated median rate for a Blood test, urea nitrogen (BUN, kidney) at Cabell Huntington Hospital, Inc is $123. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $137. Compared to the federal Medicare reimbursement reference rate of $3.95, this hospital’s rate is 31.14x the Medicare baseline. Located in 1340 Hal Greer Boulevard, Huntington, WV.

Cash / Self-Pay

$137

Average discount available for prompt cash payment at this facility.

Insurance Median

$123

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$3.95

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $3.95 (100%)

Cash / Self-Pay: $137 (3468%)

Insurance Median: $123 (3114%)

Cash: $137 (3468% of Medicare)

Ins. Median: $123 (3114% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $3.95 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 3114% of the Medicare baseline (a markup of 3014%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
UnitedHealthcare	$3 - $137	76%
Aetna	$4 - $130	101%
Blue Cross Blue Shield	$4 - $116	101%
Humana	$4	101%
Peak Health	$4 - $123	101%
Peia	$4	101%
The Healthplan	$4	101%
Unicare	$4	101%
Caresource	$5 - $138	127%
Cigna	$117 - $132	2962%
Firsthealth	$123 - $138	3114%
Healthsmart	$123 - $138	3114%
Phcs Multiplan	$123 - $138	3114%
Zelis Network	$123 - $138	3114%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $137.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 84520.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Cabell Huntington Hospital, Inc is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 84520.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.