CMS Price Transparency Data

Family therapy session

Facility: Community Hospital

Billing Code: 90847 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 90847
Insurance Median: $344
Cash Discount Price: $257
vs. Medicare Baseline: 1.90x Medicare

The contracted insurance negotiated median rate for a Family therapy session at Community Hospital is $344. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $257. Compared to the federal Medicare reimbursement reference rate of $181.34, this hospital’s rate is 1.90x the Medicare baseline. Located in 2000 Campbell Drive, Torrington, WY.

Cash / Self-Pay

$257

Average discount available for prompt cash payment at this facility.

Insurance Median

$344

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$181.34

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $181.34 (100%)

Cash / Self-Pay: $257 (142%)

Insurance Median: $344 (190%)

Cash: $257 (142% of Medicare)

Ins. Median: $344 (190% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $181.34 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Banner Health	$158	87%
Cigna	$158 - $347	87%
Humana	$158	87%
Naphcare	$158	87%
Triwest Healthcare Alliance Corp - Va Ccn	$158	87%
Interwest Health	$161 - $351	89%
Prime Health Services	$161 - $351	89%
UnitedHealthcare	$172	95%
Blue Cross Blue Shield	$340	187%
First Choice Health Network	$340	187%
Hue Health, Inc	$340	187%
Imagine Health, Llc (Wka Wise Provider Network)	$340	187%
Mountain Health Cooperative (Co-Op)	$340	187%
Coventry	$344	190%
First Health	$344	190%
Midlands Choice	$344	190%
Multiplan	$347	191%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $257.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 90847.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Community Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 90847.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.