CMS Price Transparency Data

MRI, brain (with and without contrast)

Facility: Floyd Cherokee Medical Center

Billing Code: 70553 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 70553
Insurance Median: $363
Cash Discount Price: $1,822
vs. Medicare Baseline: 1.02x Medicare

The contracted insurance negotiated median rate for a MRI, brain (with and without contrast) at Floyd Cherokee Medical Center is $363. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $1,822. Compared to the federal Medicare reimbursement reference rate of $356.43, this hospital’s rate is 1.02x the Medicare baseline. Located in 400 Northwood Dr, Centre, AL.

Cash / Self-Pay

$1,822

Average discount available for prompt cash payment at this facility.

Insurance Median

$363

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$356.43

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $356.43 (100%)

Cash / Self-Pay: $1,822 (511%)

Insurance Median: $363 (102%)

Cash: $1,822 (511% of Medicare)

Ins. Median: $363 (102% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $356.43 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Cigna	$317 - $352	89%
Blue Cross Blue Shield	$342	96%
Aetna	$352 - $458	99%
Humana	$352	99%
UnitedHealthcare	$352	99%
Viva Healthcare	$352 - $616	99%
Wellcare	$359	101%
Clover	$363	102%
Alliant Health Plans	$528 - $1,036	148%
Ambetter / Centene	$528	148%
Peach State Health Plan	$622	175%
Multiplan	$2,186	613%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $1,822.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 70553.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Floyd Cherokee Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 70553.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.