Floyd Cherokee Medical Center
400 Northwood Dr, Centre, AL 35960 · 125 Priced Procedures · 72% Patient Recommendation
Typical commercial prices here are 9% below the fair benchmark (0.91×) after accounting for local nurse/doctor wages and patient complexity.
Balances commercial hospital prices against CMS clinical safety, infection control, and patient experience.
Uniform Value Leader · Low-Cost Across Departments
Floyd Cherokee Medical Center maintains low, disciplined commercial pricing across both routine shoppable procedures (1.0× Medicare, p50 0.93× Fair BaseRate) and emergency/ancillary services (1.0× Medicare, p75 0.96× Fair BaseRate). Both insured and self-pay patients benefit from below-benchmark rates across departments.
Where They're Good (Patient & Payer Edge)
- Elective shoppable care is priced 9% below peer Fair BaseRate (0.91×)
- Self-pay cash beats commercial insurance on 29% of shoppable procedures (99/100 Cash Honesty)
- CMS clinical safety score (70/100 safety score) with 72% patient recommendation
- Binding Good Faith Estimate rights under 45 CFR § 149.610 protect self-pay patients before scheduling
Where You Can Get Burned (Markup Traps)
- Outpatient surgery & OR suites carry a 1.2× markup over Medicare rates
- Commercial insurance median sits at 0.93× Fair BaseRate (1.0× Medicare), so insured patients should always compare the self-pay cash price before paying.
- Even at low-cost facilities (0.91× Fair BaseRate), out-of-network or unnegotiated chargemaster bills can exceed commercial medians — confirm in-network status or request a self-pay cash quote up front.
- Unnegotiated chargemaster list prices average 17.7× Medicare (14¢ true HCRIS cost per $1 gross)
Pre-scheduled outpatient procedures where patients can comparison-shop.
Emergency, inpatient DRG, lab, and specialty drug lines billed after admission.
Detects median-gaming when upper-quartile codes spike above the p50 median.
Procedure Prices at Floyd Cherokee Medical Center
High-impact clinical procedures (MRIs, surgeries, inpatient stays, visits) are prioritized first. Use the category pills or search bar to filter all 125 published procedures.
| Procedure & Billing Code | This Hospital | vs. Fair |
|---|---|---|
| Spinal fusion, single level (inpatient stay) MS-DRG Code: 451 | $29,539 | 1.0× |
| Sepsis treatment (inpatient stay) MS-DRG Code: 871 | $19,681 | unverified |
| Hip or knee replacement (inpatient stay) MS-DRG Code: 470 | $19,009 | 1.0× |
| Heart stent placement (inpatient stay) MS-DRG Code: 322 | $18,340 | 1.0× |
| Total hip replacement CPT Code: 27130 | $12,688 | 0.9× |
| Total knee replacement CPT Code: 27447 | $12,688 | 0.9× |
| Digestive disorders treatment (inpatient stay) MS-DRG Code: 392 | $9,316 | unverified |
| Gallbladder removal (laparoscopic) CPT Code: 47562 | $5,753 | 0.9× |
| Breast lump removal CPT Code: 19120 | $3,776 | 1.0× |
| Inguinal hernia repair CPT Code: 49505 | $3,480 | 1.0× |
| Knee arthroscopy with meniscus repair CPT Code: 29881 | $3,199 | 0.9× |
| Bunion correction surgery CPT Code: 28296 | $3,199 | 0.9× |
| C-section delivery (full package) CPT Code: 59510 | $2,331 | 0.8× |
| Cataract surgery with lens implant CPT Code: 66984 | $2,249 | 0.9× |
| Vaginal delivery (full package) CPT Code: 59400 | $2,108 | 0.8× |
| Trauma team activation HCPCS Code: G0390 | $1,305 | 0.9× |
| Colonoscopy with biopsy CPT Code: 45380 | $1,163 | 0.9× |
| Sleep study (overnight, in lab) CPT Code: 95810 | $1,003 | 1.0× |
| Upper endoscopy with biopsy CPT Code: 43239 | $925 | 0.9× |
| Colonoscopy (diagnostic) CPT Code: 45378 | $899 | 0.9× |
| Injection procedure for pain management HCPCS Code: G0260 | $683 | 0.8× |
| Echocardiogram (heart ultrasound) CPT Code: 93306 | $541 | 0.9× |
| Blood transfusion CPT Code: 36430 | $431 | 0.9× |
| Psychological testing by technician CPT Code: 96138 | $393 | 1.0× |
| CT scan, abdomen and pelvis (with contrast) CPT Code: 74177 | $356 | 0.8× |
Audit a Bill or Quote at Floyd Cherokee Medical Center (Zero PHI Required)
Above Standard 400% FPL Financial-Assistance Ceiling
At 274% FPL, you exceed the standard 400% FPL tier, though medical-hardship caps (when bills exceed 10% of annual income) may still apply.
Compare Prompt-Pay Cash Rate Against Remaining Deductible
Ask Floyd Cherokee Medical Center's billing desk for their written 45 CFR § 180 discounted self-pay cash price and Good Faith Estimate under the No Surprises Act.
Negotiate Toward $30,775 Fair BaseRate ($23,504 Medicare)
Your bill ($70,894) is $40,119 above the denoised Fair BaseRate ($30,775) and 3.0× the $23,504 Medicare rate.
Financial Assistance Policy (FAP) & Amounts Generally Billed (AGB)
Public IRS & CMS ownership records classify Floyd Cherokee Medical Center as a non-501(c)(3) facility. Federal 26 U.S.C. § 501(r) statutory charity-care caps apply specifically to tax-exempt nonprofit hospitals, though state hospital fair-pricing statutes and prompt-pay self-pay discounts may still apply.
Clinical Quality, Patient Experience & Infection Benchmarks
Healthcare-Associated Infections (CDC NHSN / CMS HAI)
1.00 SIR = National Predicted Baseline (Lower Is Safer)Source: CMS Hospital Care Compare (49 completed HCAHPS patient surveys). Clinical quality metrics summarize historical facility-wide cohorts and are not medical advice for individual care decisions.
How to Pay Less Nearby: Freestanding Centers, Insurer Leverage & Outpatient Savings
2D regional comparison of commercial negotiated price index against CMS clinical quality composite for Floyd Cherokee Medical Center.
Notable Payer Contract Outliers (SVD Matrix Anomalies)
Verify the Raw Data: Official Hospital MRF, CMS Medicare.gov & Federal Filings
Safe-Harbor Data Corrections: Parsed directly from public 45 CFR § 180 hospital filings, CMS Care Compare, and CMS HCRIS cost reports. Hospital compliance officers may submit updated MRF URLs or rate tables for verification.