CMS Price Transparency Data

Physical therapy (functional capacity test)

Facility: USA Health Children's & Women's Hospital

Billing Code: 97750 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 97750
Insurance Median: $40
Cash Discount Price: $147
vs. Medicare Baseline: 1.19x Medicare

The contracted insurance negotiated median rate for a Physical therapy (functional capacity test) at USA Health Children's & Women's Hospital is $40. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $147. Compared to the federal Medicare reimbursement reference rate of $33.73, this hospital’s rate is 1.19x the Medicare baseline. Located in 1700 Center Street, Mobile, AL.

Cash / Self-Pay

$147

Average discount available for prompt cash payment at this facility.

Insurance Median

$40

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$33.73

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $33.73 (100%)

Cash / Self-Pay: $147 (436%)

Insurance Median: $40 (119%)

Cash: $147 (436% of Medicare)

Ins. Median: $40 (119% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $33.73 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Magnolia Health	$28	83%
Truecare	$28	83%
UnitedHealthcare	$28 - $79	83%
Central Healthcare Services	$30 - $74	89%
Molina Chip	$30	89%
Blue Cross Blue Shield	$33	98%
Aetna	$34 - $81	101%
Devoted Health	$34 - $103	101%
Humana	$34 - $96	101%
Viva Health	$34 - $74	101%
Wellcare	$34	101%
Molina Marketplace	$37	110%
Ambetter / Centene	$40	119%
Mississippi Physicians Care Network (Mpcn)	$46	136%
Cigna	$70 - $96	208%
Multiplan	$96 - $103	285%
Novanet	$132	391%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $147.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 97750.

Insurance In-Network Protection Plan

Contact your insurance company to confirm USA Health Children's & Women's Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 97750.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.