Sleep study (overnight, in lab)
Facility: USA Health Children's & Women's Hospital
Billing Code: 95810 (CPT)
This hospital's typical commercial price is $674 compared to the $584 fair price benchmark.
Balances commercial hospital prices against CMS clinical safety, infection control, and patient experience.
A typical price — 4 charge more and 3 charge less, among the 9 AL hospitals compared.
Black dot = this hospital, among the 9 AL hospitals with a price for this procedure. Full list below.
Note: The cash price looks unusually high next to the insurance price — it may be the full list price, not a real cash discount. Call to confirm the self-pay rate.
A fair price for a Sleep study (overnight, in lab) is about $584 (about 0.7× the $877 Medicare rate). USA Health Children's & Women's Hospital charges insurers about $674, or about $2,988 in cash — above the fair price. Located in Mobile, AL.
This price is above the fair BaseRate — you may be able to pay less
Ask the hospital for the cash / self-pay price, check whether you qualify for financial assistance, or negotiate the bill down toward the fair price of about $584. Many patients pay well below the first number they’re quoted — the checklists below walk you through it.
What each insurance company pays
Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.
5 of 6 major insurers have a published price at this hospital
Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.
| Insurance company | Price range | vs. Medicare |
|---|---|---|
| UnitedHealthcaremajor | $674 - $2,105 | 77% |
| Blue Cross Blue Shieldmajor | $660 | 75% |
| Aetnamajor | $674 - $2,144 | 77% |
| Cignamajor | $1,393 - $2,534 | 159% |
| Humanamajor | $674 - $2,534 | 77% |
| Ambetter (Centene) | $808 | 92% |
| Devoted Health | $674 - $2,729 | 77% |
| Molina | $741 - $852 | 84% |
| WellCare | $674 | 77% |
| + 6 smaller / regional plans | $178 - $3,509 |
Self-Pay How to get the cash price
Insurance Before you use insurance
Estimate your out-of-pocket cost
A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.
Other Procedures at USA Health Children's & Women's Hospital
Compare: Sleep study (overnight, in lab) at other AL hospitals
- The East Alabama Healthcare Authority · Opelika $430
- Tanner Medical Center-East Alabama · Wedowee $600
- Highlands Medical Center · Scottsboro $616
- USA Health University Hospital · Mobile $674
- Marshall Medical Centers · Boaz $740
- Whitfield Regional Hospital · Demopolis $740
- Hill Hospital of Sumter County · York $740
- J Paul Jones Hospital · Camden $740
Insurance negotiated median for the same procedure, sorted lowest first.
Audit a Bill or Quote at USA Health Children's & Women's Hospital (Zero PHI Required)
Statutory 501(r) AGB Cap Limits Bill to $1,085
At 274% FPL (201%–400% FPL tier), 26 U.S.C. § 501(r)(5) caps FAP-eligible bills at Amounts Generally Billed (36.3% of gross = $1,085).
Compare Prompt-Pay Cash Rate Against Remaining Deductible
USA Health Children's & Women's Hospital's published 45 CFR § 180 self-pay cash rate is $2,988 (vs. $674 commercial insurer median). Ask billing to reclassify the visit to prompt-pay self-pay if it beats your deductible.
Negotiate Toward $584 Fair BaseRate ($877 Medicare)
Your bill ($2,988) is $2,404 above the denoised Fair BaseRate ($584) and 3.4× the $877 Medicare rate.
How to Pay Less Nearby: Freestanding Centers, Insurer Leverage & Outpatient Savings
Verify the Raw Data: Official Hospital MRF, CMS Medicare.gov & Federal Filings
Safe-Harbor Data Corrections: Parsed directly from public 45 CFR § 180 hospital filings, CMS Care Compare, and CMS HCRIS cost reports. Hospital compliance officers may submit updated MRF URLs or rate tables for verification.