CMS Price Transparency Data

Speech therapy (language evaluation)

Facility: Banner - University Medical Center Phoenix

Billing Code: 92507 (CPT)

Factual Cost Summary (Answer Capsule)
  • CPT Billing Code: 92507
  • Insurance Median: $194
  • Cash Discount Price: $65
  • vs. Medicare Baseline: 2.55x Medicare
The contracted insurance negotiated median rate for a Speech therapy (language evaluation) at Banner - University Medical Center Phoenix is $194. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $65. Compared to the federal Medicare reimbursement reference rate of $76.15, this hospital’s rate is 2.55x the Medicare baseline. Located in 1111 East McDowell Road, Phoenix, AZ.
Cash / Self-Pay
$65

Average discount available for prompt cash payment at this facility.

Insurance Median
$194

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate
$76.15

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $76.15 (100%)
Cash / Self-Pay: $65 (85%)
Insurance Median: $194 (255%)
Cash: $65 (85% of Medicare)
Ins. Median: $194 (255% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $76.15 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 255% of the Medicare baseline (a markup of 155%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group Contract Rate Range vs. Medicare Reference
Blue Cross Blue Shield $61 - $210 80%
Aetna $78 - $226 102%
Arizona Physicians Ipa $88 116%
Health Choice Arizona, Inc. $88 - $196 116%
Health Net $88 - $211 116%
Mercy Care $88 116%
Arizona Priority Care $156 205%
National Healthcare Solutions Inc (Nhsi) And Vip Universal Medical Insurance Group (Vumi) $176 231%
Plotkin Health $176 231%
Oscar Health Plan $196 257%
Cigna $203 - $225 267%
Quiktrip Corporation $211 277%
UnitedHealthcare $241 - $265 316%
Arizona Medical Network $274 360%
Provider Network Of America $293 385%

Self-Pay Upfront Cash Action Plan

Insurance In-Network Protection Plan

Facility Profile & Credentials

  • Address: 1111 East McDowell Road, Phoenix, AZ 85006
  • CMS Rating: ★★★☆☆
  • Ownership Type: Voluntary non-profit - Other
  • Hospital Type: Acute Care Hospitals