CMS Price Transparency Data

Speech therapy (group session)

Facility: Banner - University Medical Center Tucson Campus

Billing Code: 92508 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 92508
Insurance Median: $68
Cash Discount Price: $43
vs. Medicare Baseline: 2.83x Medicare

The contracted insurance negotiated median rate for a Speech therapy (group session) at Banner - University Medical Center Tucson Campus is $68. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $43. Compared to the federal Medicare reimbursement reference rate of $24.05, this hospital’s rate is 2.83x the Medicare baseline. Located in 1625 North Campbell Avenue, Tucson, AZ.

Cash / Self-Pay

$43

Average discount available for prompt cash payment at this facility.

Insurance Median

$68

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$24.05

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $24.05 (100%)

Cash / Self-Pay: $43 (179%)

Insurance Median: $68 (283%)

Cash: $43 (179% of Medicare)

Ins. Median: $68 (283% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $24.05 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 283% of the Medicare baseline (a markup of 183%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Aetna	$27 - $81	112%
Arizona Physicians Ipa	$33	137%
Health Net	$33 - $73	137%
Mercy Care	$33	137%
Health Choice Arizona, Inc.	$40 - $68	166%
University Of Arizona (Kasser Medical Treatment Center)	$47	195%
Arizona Priority Care	$54	225%
National Healthcare Solutions Inc (Nhsi) And Vip Universal Medical Insurance Group (Vumi)	$61	254%
Plotkin Health	$61	254%
Oscar Health Plan	$68	283%
Blue Cross Blue Shield	$69 - $92	287%
Quiktrip Corporation	$73	304%
Provider Network Of America	$101	420%
Arizona Medical Network	$108	449%
Cigna	$225	936%
UnitedHealthcare	$268	1114%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $43.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 92508.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Banner - University Medical Center Tucson Campus is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 92508.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.