CMS Price Transparency Data

Sepsis treatment (inpatient stay)

Facility: Banner Thunderbird Medical Center

Billing Code: 871 (MS-DRG)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 871
Insurance Median: $20,505
Cash Discount Price: $25,071
vs. Medicare Baseline: 1.45x Medicare

The contracted insurance negotiated median rate for a Sepsis treatment (inpatient stay) at Banner Thunderbird Medical Center is $20,505. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $25,071. Compared to the federal Medicare reimbursement reference rate of $14,116.91, this hospital’s rate is 1.45x the Medicare baseline. Located in 5555 West Thunderbird Road, Glendale, AZ.

Cash / Self-Pay

$25,071

Average discount available for prompt cash payment at this facility.

Insurance Median

$20,505

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$14,116.91

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $14,116.91 (100%)

Cash / Self-Pay: $25,071 (178%)

Insurance Median: $20,505 (145%)

Cash: $25,071 (178% of Medicare)

Ins. Median: $20,505 (145% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $14,116.91 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Aetna	$16,671 - $49,722	118%
Arizona Physicians Ipa	$16,671	118%
Banner Health	$16,671	118%
Banner University Health Plan	$16,671	118%
Blue Cross Blue Shield	$16,671 - $49,206	118%
Care 1St	$16,671	118%
Gila River Health Care Corporation	$16,671	118%
Health Choice Arizona, Inc.	$16,671 - $25,006	118%
Kaiser Foundation Health Plan	$16,671	118%
Mercy Care	$16,671	118%
Triwest Healthcare Alliance Corp - Va Ccn	$16,671	118%
UnitedHealthcare	$16,671 - $52,031	118%
Upmc Health Plan	$16,671	118%
Wellpoint	$16,671	118%
Humana	$17,171	122%
Carelon	$17,504	124%
Devoted Health Services	$17,504	124%
Arizona Priority Care	$18,338	130%
Gold Kidney Health Plan	$18,338	130%
Health Net	$24,673	175%
Oscar Health Plan	$27,507	195%
Cigna	$53,446 - $59,383	379%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $25,071.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify MS-DRG Code matches exactly: 871.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Banner Thunderbird Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for MS-DRG code 871.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.