Sleep study (overnight, in lab)
Facility: Natividad Medical Center
Billing Code: 95810 (CPT)
This hospital's typical commercial price is $1,374 compared to the $615 fair price benchmark.
3-Star CMS clinical quality rating paired with 2.23× fair market pricing.
Highest price of the 9 CA hospitals we have prices for — worth calling around.
Black dot = this hospital, among the 9 CA hospitals with a price for this procedure. Full list below.
Note: The cash price looks unusually high next to the insurance price — it may be the full list price, not a real cash discount. Call to confirm the self-pay rate.
A fair price for a Sleep study (overnight, in lab) is about $615 (about 0.7× the $877 Medicare rate). Natividad Medical Center charges insurers about $1,374, or about $5,203 in cash — well above the fair price. Located in Salinas, CA.
This price is above the fair BaseRate — you may be able to pay less
Ask the hospital for the cash / self-pay price, check whether you qualify for financial assistance, or negotiate the bill down toward the fair price of about $615. Many patients pay well below the first number they’re quoted — the checklists below walk you through it.
What each insurance company pays
Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.
4 of 6 major insurers have a published price at this hospital
Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.
| Insurance company | Price range | vs. Medicare |
|---|---|---|
| UnitedHealthcaremajor | $4,058 | 463% |
| Blue Cross Blue Shieldmajor | $3,356 - $3,382 | 383% |
| Aetnamajor | $3,902 | 445% |
| Cignamajor | $4,423 | 504% |
| + 3 smaller / regional plans | $1,221 - $2,862 |
Self-Pay How to get the cash price
Insurance Before you use insurance
Estimate your out-of-pocket cost
A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.
Other Procedures at Natividad Medical Center
Compare: Sleep study (overnight, in lab) at other CA hospitals
- Glendale Adventist Medical Center · Glendale $195
- Santa Clara Valley Medical Center · San Jose $196
- Adventist Health Howard Memorial · Willits $245
- University of California Davis Medical Center · Sacramento $275
- Adventist Health Lodi Memorial · Lodi $295
- Adventist Health Hanford · Hanford $298
- Adventist Health White Memorial · Los Angeles $301
- Adventist Health Reedley · Reedley $325
Insurance negotiated median for the same procedure, sorted lowest first.
Audit a Bill or Quote at Natividad Medical Center (Zero PHI Required)
Statutory 501(r) AGB Cap Limits Bill to $1,889
At 274% FPL (201%–400% FPL tier), 26 U.S.C. § 501(r)(5) caps FAP-eligible bills at Amounts Generally Billed (36.3% of gross = $1,889).
Compare Prompt-Pay Cash Rate Against Remaining Deductible
Natividad Medical Center's published 45 CFR § 180 self-pay cash rate is $5,203 (vs. $1,374 commercial insurer median). Ask billing to reclassify the visit to prompt-pay self-pay if it beats your deductible.
Negotiate Toward $615 Fair BaseRate ($877 Medicare)
Your bill ($5,203) is $4,588 above the denoised Fair BaseRate ($615) and 5.9× the $877 Medicare rate.
Clinical Quality, Patient Experience & Infection Benchmarks
Source: CMS Hospital Care Compare. Clinical quality metrics summarize historical facility-wide cohorts and are not medical advice for individual care decisions.
How to Pay Less Nearby: Freestanding Centers, Insurer Leverage & Outpatient Savings
Verify the Raw Data: Official Hospital MRF, CMS Medicare.gov & Federal Filings
Safe-Harbor Data Corrections: Parsed directly from public 45 CFR § 180 hospital filings, CMS Care Compare, and CMS HCRIS cost reports. Hospital compliance officers may submit updated MRF URLs or rate tables for verification.