CMS Price Transparency Data

Blood test, ferritin (iron stores)

Facility: Loma Linda University Medical Center

Billing Code: 82728 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 82728
Insurance Median: $40
Cash Discount Price: $91
vs. Medicare Baseline: 2.93x Medicare

The contracted insurance negotiated median rate for a Blood test, ferritin (iron stores) at Loma Linda University Medical Center is $40. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $91. Compared to the federal Medicare reimbursement reference rate of $13.63, this hospital’s rate is 2.93x the Medicare baseline. Located in 11234 Anderson St, Loma Linda, CA.

Cash / Self-Pay

$91

Average discount available for prompt cash payment at this facility.

Insurance Median

$40

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$13.63

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $13.63 (100%)

Cash / Self-Pay: $91 (668%)

Insurance Median: $40 (293%)

Cash: $91 (668% of Medicare)

Ins. Median: $40 (293% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $13.63 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 293% of the Medicare baseline (a markup of 193%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
UnitedHealthcare	$11 - $14	81%
Adventist Health	$14 - $54	103%
Alpha Care Medical Group	$14 - $20	103%
Dignity Health	$14 - $20	103%
Epic Health Plan	$14 - $108	103%
Inland Empire Health Plan (Iehp)	$14 - $21	103%
Kaiser Foundation Hospitals	$14 - $180	103%
Prime Health Services	$14 - $230	103%
Upland Medical Group	$14	103%
Vantage Medical Group	$14 - $20	103%
Riverside University Health System	$15	110%
Molina Healthcare Of Ca	$18	132%
Blue Cross Blue Shield	$20 - $99	147%
Heritage Provider Network	$22	161%
Lluh Dept Of Risk Management	$26 - $54	191%
Blue Shield Of California	$53 - $80	389%
Global Benefits Group	$79 - $162	580%
Temecula Valley Physicians Medical Group	$79	580%
Trivalley Medical Group	$79	580%
Aetna	$80	587%
Cigna	$85 - $98	624%
Networks By Design	$86 - $176	631%
Multiplan	$99 - $202	726%
Central Health Plan	$106 - $216	778%
Galaxy Health	$113 - $230	829%
Health Management Network	$119 - $243	873%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $91.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 82728.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Loma Linda University Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 82728.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.