CMS Price Transparency Data

Blood test, potassium

Facility: Loma Linda University Medical Center

Billing Code: 84132 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 84132
Insurance Median: $38
Cash Discount Price: $43
vs. Medicare Baseline: 7.98x Medicare

The contracted insurance negotiated median rate for a Blood test, potassium at Loma Linda University Medical Center is $38. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $43. Compared to the federal Medicare reimbursement reference rate of $4.76, this hospital’s rate is 7.98x the Medicare baseline. Located in 11234 Anderson St, Loma Linda, CA.

Cash / Self-Pay

$43

Average discount available for prompt cash payment at this facility.

Insurance Median

$38

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$4.76

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $4.76 (100%)

Cash / Self-Pay: $43 (903%)

Insurance Median: $38 (798%)

Cash: $43 (903% of Medicare)

Ins. Median: $38 (798% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $4.76 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 798% of the Medicare baseline (a markup of 698%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
UnitedHealthcare	$4 - $5	84%
Adventist Health	$5 - $24	105%
Alpha Care Medical Group	$5 - $7	105%
Dignity Health	$5 - $7	105%
Epic Health Plan	$5 - $49	105%
Inland Empire Health Plan (Iehp)	$5 - $6	105%
Kaiser Foundation Hospitals	$5 - $81	105%
Prime Health Services	$5 - $104	105%
Riverside University Health System	$5	105%
Upland Medical Group	$5	105%
Vantage Medical Group	$5 - $7	105%
Molina Healthcare Of Ca	$6	126%
Blue Cross Blue Shield	$7 - $34	147%
Lluh Dept Of Risk Management	$7 - $24	147%
Heritage Provider Network	$8	168%
Blue Shield Of California	$14 - $74	294%
Global Benefits Group	$20 - $73	420%
Temecula Valley Physicians Medical Group	$20 - $73	420%
Trivalley Medical Group	$20 - $73	420%
Aetna	$21 - $74	441%
Cigna	$22 - $90	462%
Networks By Design	$22 - $79	462%
Multiplan	$26 - $92	546%
Central Health Plan	$27 - $98	567%
Galaxy Health	$29 - $104	609%
Health Management Network	$31 - $110	651%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $43.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 84132.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Loma Linda University Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 84132.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.