CMS Price Transparency Data

Colonoscopy with biopsy

Facility: Loma Linda University Medical Center

Billing Code: 45380 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 45380
Insurance Median: $2,387
Cash Discount Price: $2,249
vs. Medicare Baseline: 1.95x Medicare

The contracted insurance negotiated median rate for a Colonoscopy with biopsy at Loma Linda University Medical Center is $2,387. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $2,249. Compared to the federal Medicare reimbursement reference rate of $1,222.56, this hospital’s rate is 1.95x the Medicare baseline. Located in 11234 Anderson St, Loma Linda, CA.

Cash / Self-Pay

$2,249

Average discount available for prompt cash payment at this facility.

Insurance Median

$2,387

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$1,222.56

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $1,222.56 (100%)

Cash / Self-Pay: $2,249 (184%)

Insurance Median: $2,387 (195%)

Cash: $2,249 (184% of Medicare)

Ins. Median: $2,387 (195% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $1,222.56 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Inland Empire Health Plan (Iehp)	$568 - $1,498	46%
Kaiser Foundation Hospitals	$627 - $4,077	51%
Adventist Health	$776 - $1,498	63%
Lluh Dept Of Risk Management	$776 - $1,222	63%
Alpha Care Medical Group	$1,498 - $2,247	123%
Dignity Health	$1,498 - $2,247	123%
Epic Health Plan	$1,498 - $2,445	123%
UnitedHealthcare	$1,498 - $7,378	123%
Upland Medical Group	$1,498	123%
Vantage Medical Group	$1,498 - $2,247	123%
Prime Health Services	$1,588 - $5,195	130%
Riverside University Health System	$1,648	135%
Trivalley Medical Group	$1,798	147%
Molina Healthcare Of Ca	$2,008	164%
Global Benefits Group	$2,329 - $3,667	191%
Temecula Valley Physicians Medical Group	$2,329	191%
Heritage Provider Network	$2,457	201%
Cigna	$2,484 - $2,873	203%
Networks By Design	$2,523 - $3,973	206%
Multiplan	$2,912 - $4,584	238%
Central Health Plan	$3,106 - $4,890	254%
Blue Shield Of California	$3,166 - $4,245	259%
Galaxy Health	$3,300 - $5,195	270%
Health Management Network	$3,494 - $5,501	286%
Blue Cross Blue Shield	$4,736 - $6,333	387%
Aetna	$6,248	511%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $2,249.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 45380.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Loma Linda University Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 45380.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.