Occupational therapy (therapeutic activities)
Facility: Loma Linda University Medical Center
Billing Code: 97530 (CPT)
- CPT Billing Code: 97530
- Insurance Median: $122
- Cash Discount Price: $85
- vs. Medicare Baseline: 3.48x Medicare
Average discount available for prompt cash payment at this facility.
Median negotiated contract rate across all mapped commercial carriers.
Standard federal government reimbursement rate for this code.
Visual Cost Comparison vs. Medicare
Understanding this gauge: We use the federal Medicare rate of $35.07 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.
Elevated Commercial Rate Alert (Value-Gap)
The negotiated rate at this facility is 348% of the Medicare baseline (a markup of 248%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.
Out-of-Pocket Cost Estimator
Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.
Commercial Insurance Negotiated Rates
Negotiated contract ranges established by major commercial carriers at this facility.
| Carrier / Plan Group | Contract Rate Range | vs. Medicare Reference |
|---|---|---|
| Inland Empire Health Plan (Iehp) | $19 | 54% |
| Kaiser Foundation Hospitals | $21 - $157 | 60% |
| Adventist Health | $29 - $97 | 83% |
| Lluh Dept Of Risk Management | $29 - $97 | 83% |
| Epic Health Plan | $57 - $94 | 163% |
| Riverside University Health System | $57 - $94 | 163% |
| Alpha Care Medical Group | $79 - $201 | 225% |
| Global Benefits Group | $86 - $142 | 245% |
| Temecula Valley Physicians Medical Group | $86 - $142 | 245% |
| Trivalley Medical Group | $86 - $142 | 245% |
| Aetna | $87 - $143 | 248% |
| Cigna | $92 - $175 | 262% |
| Networks By Design | $93 - $153 | 265% |
| Molina Healthcare Of Ca | $100 - $165 | 285% |
| Multiplan | $107 - $177 | 305% |
| Central Health Plan | $114 - $189 | 325% |
| Dignity Health | $122 - $201 | 348% |
| Galaxy Health | $122 - $201 | 348% |
| Prime Health Services | $122 - $201 | 348% |
| Vantage Medical Group | $122 - $201 | 348% |
| Health Management Network | $129 - $212 | 368% |
| UnitedHealthcare | $206 - $417 | 587% |
| Blue Shield Of California | $268 - $412 | 764% |
| Blue Cross Blue Shield | $336 - $447 | 958% |