CMS Price Transparency Data

Vaginal delivery (full package)

Facility: Adventist Health Bakersfield

Billing Code: 59400 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 59400
Insurance Median: $2,377
Cash Discount Price: $1,211
vs. Medicare Baseline: 1.07x Medicare

The contracted insurance negotiated median rate for a Vaginal delivery (full package) at Adventist Health Bakersfield is $2,377. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $1,211. Compared to the federal Medicare reimbursement reference rate of $2,214.42, this hospital’s rate is 1.07x the Medicare baseline. Located in 2615 Chester Avenue, Bakersfield, CA.

Cash / Self-Pay

$1,211

Average discount available for prompt cash payment at this facility.

Insurance Median

$2,377

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$2,214.42

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $2,214.42 (100%)

Cash / Self-Pay: $1,211 (55%)

Insurance Median: $2,377 (107%)

Cash: $1,211 (55% of Medicare)

Ins. Median: $2,377 (107% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $2,214.42 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Blue Shield Mcr Adv	$2,160	98%
Fhcn Pace Mcr Adv - All Plans	$2,160	98%
Gem Care- All Plans	$2,160	98%
Healthnet Mcr Adv	$2,160	98%
Kern Legacy Share Select	$2,160	98%
Oscar - All Plans	$2,160	98%
Premier Physician Alliance Profee Only-All Plans	$2,160	98%
UnitedHealthcare	$2,160 - $2,803	98%
Universal Health Plan Mcare-All Other Plans	$2,160	98%
Aetna	$2,308	104%
County Of Kern - All Plans	$2,377	107%
Employee Health Plan - All Plans	$2,377	107%
Kern Legacy Hp Epo - All Other Plans	$2,377	107%
Cigna	$2,626	119%
Network Provdrs Llc Mcare -All Payers	$2,809	127%
Western Growers/Pinnacle- All Plans	$3,003	136%
Healthnet Hmo/Pos/Ppo/Epo - All Other Plans	$3,148	142%
Blue Shield Epn	$3,218	145%
Centivo - All Plans	$3,241	146%
Blue Shield Epo/Ppo	$3,401	154%
Blue Shield Hmo/Pos - All Other Plans	$3,401	154%
Blue Cross Blue Shield	$3,848	174%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $1,211.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 59400.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Adventist Health Bakersfield is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 59400.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.