CMS Price Transparency Data

Blood test, potassium

Facility: Adventist Health Howard Memorial

Billing Code: 84132 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 84132
Insurance Median: $129
Cash Discount Price: $59
vs. Medicare Baseline: 27.10x Medicare

The contracted insurance negotiated median rate for a Blood test, potassium at Adventist Health Howard Memorial is $129. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $59. Compared to the federal Medicare reimbursement reference rate of $4.76, this hospital’s rate is 27.10x the Medicare baseline. Located in 1 Marcela Dr, Willits, CA.

Cash / Self-Pay

$59

Average discount available for prompt cash payment at this facility.

Insurance Median

$129

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$4.76

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $4.76 (100%)

Cash / Self-Pay: $59 (1239%)

Insurance Median: $129 (2710%)

Cash: $59 (1239% of Medicare)

Ins. Median: $129 (2710% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $4.76 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 2710% of the Medicare baseline (a markup of 2610%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Medi-Cal	$5	105%
Blue Shield Mcare	$32 - $46	672%
Tricare	$32 - $46	672%
Medicare (plans)	$33 - $47	693%
UnitedHealthcare	$35 - $179	735%
Blue Cross Blue Shield	$46 - $55	966%
Ah Employee Health Plan - All Plans	$84 - $120	1765%
Aetna	$108 - $155	2269%
Blue Shield - All Other Plans	$110 - $158	2311%
Blue Shield Epn	$110 - $158	2311%
Western Growers/Pinnacle - All Plans	$121 - $173	2542%
First Health Ppo - All Plans	$129 - $185	2710%
Ghn Ppo - All Plans	$129 - $185	2710%
Healthnet - All Plans	$132 - $189	2773%
Brms - All Plans	$137 - $196	2878%
Cigna	$137 - $196	2878%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $59.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 84132.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Adventist Health Howard Memorial is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 84132.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.