Adventist Health Howard Memorial
1 Marcela Dr, Willits, CA 95490 · 121 Priced Procedures · 83% Patient Recommendation
Typical commercial prices here are 33% below the fair benchmark (0.67×) after accounting for local nurse/doctor wages and patient complexity.
4-Star CMS clinical quality rating paired with 0.67× fair market pricing.
Uniform Value Leader · Low-Cost Across Departments
Adventist Health Howard Memorial maintains low, disciplined commercial pricing across both routine shoppable procedures (0.8× Medicare, p50 0.53× Fair BaseRate) and emergency/ancillary services (1.5× Medicare, p75 1.05× Fair BaseRate). Both insured and self-pay patients benefit from below-benchmark rates across departments.
Where They're Good (Patient & Payer Edge)
- Elective shoppable care is priced 33% below peer Fair BaseRate (0.67×)
- Self-pay cash beats commercial insurance on 70% of shoppable procedures (99/100 Cash Honesty)
- 5-Star CMS clinical rating with 83% patient recommendation (74/100 safety score)
- IRS 501(c)(3) charity care provides free care up to 200% FPL and discounted care up to 400% FPL (38.8% AGB cap)
Where You Can Get Burned (Markup Traps)
- Even at low-cost facilities (0.67× Fair BaseRate), out-of-network or unnegotiated chargemaster bills can exceed commercial medians — confirm in-network status or request a self-pay cash quote up front.
- Captive ER (1.4×) & laboratory (2.1×) services average 1.88× higher multiples than routine shoppable care (0.8×)
- Upper-quartile procedures (Q75 1.05×) jump +98% above the median procedure ratio (Q50 0.53×)
- Consolidated metro market (HHI 4,523) limits in-network hospital competition (Highly Concentrated Monopoly (>2,500))
Pre-scheduled outpatient procedures where patients can comparison-shop.
Emergency, inpatient DRG, lab, and specialty drug lines billed after admission.
Detects median-gaming when upper-quartile codes spike above the p50 median.
Procedure Prices at Adventist Health Howard Memorial
High-impact clinical procedures (MRIs, surgeries, inpatient stays, visits) are prioritized first. Use the category pills or search bar to filter all 121 published procedures.
| Procedure & Billing Code | This Hospital | vs. Fair |
|---|---|---|
| Hip or knee replacement (inpatient stay) MS-DRG Code: 470 | $29,020 | 1.5× |
| Sepsis treatment (inpatient stay) MS-DRG Code: 871 | $25,410 | unverified |
| Digestive disorders treatment (inpatient stay) MS-DRG Code: 392 | $7,363 | 0.9× |
| Trauma team activation HCPCS Code: G0390 | $3,646 | unverified |
| C-section delivery (full package) CPT Code: 59510 | $3,109 | unverified |
| Vaginal delivery (full package) CPT Code: 59400 | $2,803 | 1.0× |
| Cataract surgery with lens implant CPT Code: 66984 | $700 | 0.3× |
| Bunion correction surgery CPT Code: 28296 | $675 | 0.2× |
| Inguinal hernia repair CPT Code: 49505 | $691 | 0.2× |
| Breast lump removal CPT Code: 19120 | $579 | 0.1× |
| Rabies immune globulin HCPCS Code: 90375 | $452 | 1.4× |
| Blood transfusion CPT Code: 36430 | $392 | unverified |
| Colonoscopy (diagnostic) CPT Code: 45378 | $244 | 0.2× |
| Colonoscopy with biopsy CPT Code: 45380 | $264 | 0.2× |
| X-ray, lower back CPT Code: 72110 | $228 | 2.0× |
| Sleep study (overnight, in lab) CPT Code: 95810 | $245 | 0.2× |
| Psychotherapy session (60 minutes) CPT Code: 90837 | $195 | 1.1× |
| Total hip replacement CPT Code: 27130 | $211 | 0.0× |
| Total knee replacement CPT Code: 27447 | $211 | 0.0× |
| X-ray, shoulder CPT Code: 73030 | $152 | 1.7× |
| X-ray, hip CPT Code: 73502 | $136 | 1.5× |
| MRI, brain (with and without contrast) CPT Code: 70553 | $160 | 0.3× |
| Upper endoscopy with biopsy CPT Code: 43239 | $182 | 0.2× |
| X-ray, ankle CPT Code: 73610 | $156 | 1.7× |
| Family therapy session CPT Code: 90847 | $170 | 1.0× |
Audit a Bill or Quote at Adventist Health Howard Memorial (Zero PHI Required)
Statutory 501(r) AGB Cap Limits Bill to $37,561
At 274% FPL (201%–400% FPL tier), 26 U.S.C. § 501(r)(5) caps FAP-eligible bills at Amounts Generally Billed (38.8% of gross = $37,561).
Self-Pay Cash Rate ($29,020) Beats Your Bill
Adventist Health Howard Memorial's published 45 CFR § 180 self-pay cash rate is $29,020 (vs. $29,020 commercial insurer median). Ask billing to reclassify the visit to prompt-pay self-pay if it beats your deductible.
Negotiate Toward $19,432 Fair BaseRate ($14,044 Medicare)
Your bill ($96,733) is $77,301 above the denoised Fair BaseRate ($19,432) and 6.9× the $14,044 Medicare rate.
Financial Assistance Policy (FAP) & Amounts Generally Billed (AGB)
Hospital-Specific CMS HCRIS Benchmark (38.8% of gross charges)
Under 26 U.S.C. § 501(r)(5), a tax-exempt hospital organization may not bill FAP-eligible patients more than Amounts Generally Billed (AGB) to individuals with insurance covering emergency or medically necessary care. Derived from this facility’s reported CMS HCRIS cost-to-charge & insurer allowance filings. Verify your exact Financial Assistance Policy (FAP) determination directly with the billing office.
Clinical Quality, Patient Experience & Infection Benchmarks
Healthcare-Associated Infections (CDC NHSN / CMS HAI)
1.00 SIR = National Predicted Baseline (Lower Is Safer)Source: CMS Hospital Care Compare (180 completed HCAHPS patient surveys). Clinical quality metrics summarize historical facility-wide cohorts and are not medical advice for individual care decisions.
How to Pay Less Nearby: Freestanding Centers, Insurer Leverage & Outpatient Savings
2D regional comparison of commercial negotiated price index against CMS clinical quality composite for Adventist Health Howard Memorial.
Verify the Raw Data: Official Hospital MRF, CMS Medicare.gov & Federal Filings
Safe-Harbor Data Corrections: Parsed directly from public 45 CFR § 180 hospital filings, CMS Care Compare, and CMS HCRIS cost reports. Hospital compliance officers may submit updated MRF URLs or rate tables for verification.