CMS Price Transparency Data

MRI, brain (no contrast)

Facility: Adventist Health Howard Memorial

Billing Code: 70551 (CPT)

The BaseRate · fair price medium confidence

A fair price for this

$139

about 0.6× the $244 Medicare rate · typically $112–$598

modeled estimate · not a bill or quote

What this hospital charges insurers

$103

Below the fair price — a good deal

about $36 under the fair price · 0.4× Medicare

Medicare pays $244 Fair price $139 This hospital $103 Cash price $705 Hospital's list price $2,350

How we calculate the fair BaseRate →

How this hospital compares to other CA hospitals

A typical price — 5 charge more and 3 charge less, among the 9 CA hospitals compared.

Cheapest $59 Priciest $181

Black dot = this hospital, among the 9 CA hospitals with a price for this procedure. Full list below.

⚠ The cash price looks unusually high next to the insurance price — it may be the full list price, not a real cash discount. Call to confirm the self-pay rate.

A fair price for a MRI, brain (no contrast) is about $139 (about 0.6× the $244 Medicare rate). Adventist Health Howard Memorial charges insurers about $103, or about $705 in cash — below the fair price — a good deal. Located in Willits, CA.

What each insurance company pays

Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.

4 of 6 major insurers have a published price at this hospital

✓ UnitedHealthcare✓ Blue Cross Blue Shield✓ Aetna✓ Cigna HumanaKaiser Permanente

Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.

Insurance company	Price range	vs. Medicare
UnitedHealthcaremajor	$60 - $3,425	25%
Blue Cross Blue Shieldmajor	$55 - $3,032	23%
Aetnamajor	$184 - $2,969	75%
Cignamajor	$39 - $3,762	16%
Health Net	$101 - $3,629	41%
+ 3 smaller / regional plans	$76 - $3,762

Government programs also on file: Medicare, Medicaid, Military & VA.

Excludes 2 rental-network / third-party entries (e.g. Multiplan, PHCS) — these are pricing networks, not insurers.

Self-Pay How to get the cash price

Tell the billing desk you want to be billed as self-pay — not through insurance — before your visit.
Ask for the cash / prompt-pay discount in writing, with the exact price (about 705), before you agree to anything.
Get it in writing that they won’t also bill your insurance, so the cash price is what you owe.
Check the CPT code on your bill matches exactly: 70551.

Insurance Before you use insurance

Call your insurance company to confirm Adventist Health Howard Memorial is in-network.
Ask your insurer whether prior approval is required for CPT code 70551.
Confirm the doctor or provider is in-network too — not just the hospital building.
Check your Explanation of Benefits against the hospital’s final itemized bill.

Estimate your out-of-pocket cost

A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.

How you’d pay

Deductible left to meet ($)

Your coinsurance (%)

Enter your details and press estimate to compare.

Other Procedures at Adventist Health Howard Memorial

Compare: MRI, brain (no contrast) at other CA hospitals

Insurance negotiated median for the same procedure, sorted lowest first.