CMS Price Transparency Data

Prosthetic fitting and training

Facility: Adventist Health Howard Memorial

Billing Code: 97761 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 97761
Insurance Median: $171
Cash Discount Price: $64
vs. Medicare Baseline: 4.23x Medicare

The contracted insurance negotiated median rate for a Prosthetic fitting and training at Adventist Health Howard Memorial is $171. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $64. Compared to the federal Medicare reimbursement reference rate of $40.41, this hospital’s rate is 4.23x the Medicare baseline. Located in 1 Marcela Dr, Willits, CA.

Cash / Self-Pay

$64

Average discount available for prompt cash payment at this facility.

Insurance Median

$171

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$40.41

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $40.41 (100%)

Cash / Self-Pay: $64 (158%)

Insurance Median: $171 (423%)

Cash: $64 (158% of Medicare)

Ins. Median: $171 (423% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $40.41 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 423% of the Medicare baseline (a markup of 323%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Blue Shield Mcare	$43	106%
Medicare (plans)	$43	106%
Tricare	$43	106%
UnitedHealthcare	$47 - $166	116%
Ah Employee Health Plan - All Plans	$111	275%
Aetna	$144	356%
Western Growers/Pinnacle - All Plans	$160	396%
First Health Ppo - All Plans	$171	423%
Ghn Ppo - All Plans	$171	423%
Healthnet - All Plans	$175	433%
Brms - All Plans	$182	450%
Cigna	$182	450%
Medi-Cal	$214	530%
Blue Shield Epn	$327	809%
Blue Shield - All Other Plans	$334	827%
Blue Cross Blue Shield	$499 - $598	1235%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $64.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 97761.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Adventist Health Howard Memorial is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 97761.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.