CMS Price Transparency Data

Psychiatric evaluation (first visit)

Facility: Adventist Health Howard Memorial

Billing Code: 90791 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 90791
Insurance Median: $184
Cash Discount Price: $109
vs. Medicare Baseline: 1.01x Medicare

The contracted insurance negotiated median rate for a Psychiatric evaluation (first visit) at Adventist Health Howard Memorial is $184. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $109. Compared to the federal Medicare reimbursement reference rate of $181.34, this hospital’s rate is 1.01x the Medicare baseline. Located in 1 Marcela Dr, Willits, CA.

Cash / Self-Pay

$109

Average discount available for prompt cash payment at this facility.

Insurance Median

$184

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$181.34

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $181.34 (100%)

Cash / Self-Pay: $109 (60%)

Insurance Median: $184 (101%)

Cash: $109 (60% of Medicare)

Ins. Median: $184 (101% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $181.34 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Blue Shield Mcare	$49 - $140	27%
Medicare (plans)	$49 - $140	27%
Tricare	$49 - $140	27%
UnitedHealthcare	$54 - $280	30%
Ah Employee Health Plan - All Plans	$127 - $188	70%
Medi-Cal	$128 - $184	71%
Cigna	$143 - $308	79%
Blue Cross Blue Shield	$159 - $329	88%
Aetna	$164 - $243	90%
Blue Shield - All Other Plans	$167 - $257	92%
Blue Shield Epn	$167 - $248	92%
Western Growers/Pinnacle - All Plans	$183 - $272	101%
First Health Ppo - All Plans	$195 - $290	108%
Ghn Ppo - All Plans	$195 - $290	108%
Healthnet - All Plans	$200 - $297	110%
Brms - All Plans	$207 - $363	114%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $109.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 90791.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Adventist Health Howard Memorial is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 90791.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.