CMS Price Transparency Data

CT scan, abdomen and pelvis (no contrast)

Facility: Montrose Regional Health

Billing Code: 74176 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 74176
Insurance Median: $476
Cash Discount Price: $501
vs. Medicare Baseline: 1.95x Medicare

The contracted insurance negotiated median rate for a CT scan, abdomen and pelvis (no contrast) at Montrose Regional Health is $476. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $501. Compared to the federal Medicare reimbursement reference rate of $243.77, this hospital’s rate is 1.95x the Medicare baseline. Located in 800 S 3Rd St, Montrose, CO.

Cash / Self-Pay

$501

Average discount available for prompt cash payment at this facility.

Insurance Median

$476

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$243.77

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $243.77 (100%)

Cash / Self-Pay: $501 (206%)

Insurance Median: $476 (195%)

Cash: $501 (206% of Medicare)

Ins. Median: $476 (195% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $243.77 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
UnitedHealthcare	$80 - $1,676	33%
Blue Cross Blue Shield	$81 - $1,658	33%
Humana	$81 - $1,676	33%
Medicare (plans)	$81 - $270	33%
Montrose Community Healthplan-All Plans	$114 - $1,499	47%
Sloans Lake Managed Care-All Plans	$125 - $1,680	51%
United Rocky Mountain Chp-All Other Plans	$134 - $759	55%
United Rocky Mountain Private Plan	$135 - $1,632	55%
United Rocky Mountain Self Insured	$135 - $1,676	55%
Three Rivers-All Plans	$256 - $1,676	105%
Western Healthcare Alliance-All Plans	$256 - $1,588	105%
Cigna	$270 - $1,676	111%
Multiplan-All Plans	$270 - $1,676	111%
Uchpa - All Plans	$270 - $1,676	111%
United Rocky Mountain Mcaid	$284 - $1,209	117%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $501.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 74176.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Montrose Regional Health is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 74176.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.