CMS Price Transparency Data

CT scan, head (no contrast)

Facility: Montrose Regional Health

Billing Code: 70450 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 70450
Insurance Median: $319
Cash Discount Price: $293
vs. Medicare Baseline: 2.99x Medicare

The contracted insurance negotiated median rate for a CT scan, head (no contrast) at Montrose Regional Health is $319. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $293. Compared to the federal Medicare reimbursement reference rate of $106.81, this hospital’s rate is 2.99x the Medicare baseline. Located in 800 S 3Rd St, Montrose, CO.

Cash / Self-Pay

$293

Average discount available for prompt cash payment at this facility.

Insurance Median

$319

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$106.81

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $106.81 (100%)

Cash / Self-Pay: $293 (274%)

Insurance Median: $319 (299%)

Cash: $293 (274% of Medicare)

Ins. Median: $319 (299% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $106.81 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 299% of the Medicare baseline (a markup of 199%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
UnitedHealthcare	$35 - $1,526	33%
Blue Cross Blue Shield	$40 - $1,510	37%
Humana	$40 - $1,526	37%
Medicare (plans)	$40 - $118	37%
Montrose Community Healthplan-All Plans	$56 - $1,365	52%
United Rocky Mountain Chp-All Other Plans	$66 - $691	62%
United Rocky Mountain Private Plan	$67 - $1,486	63%
United Rocky Mountain Self Insured	$67 - $1,526	63%
Sloans Lake Managed Care-All Plans	$72 - $1,530	67%
Three Rivers-All Plans	$126 - $1,526	118%
Western Healthcare Alliance-All Plans	$126 - $1,445	118%
Cigna	$133 - $1,526	125%
Multiplan-All Plans	$133 - $1,526	125%
Uchpa - All Plans	$133 - $1,526	125%
United Rocky Mountain Mcaid	$140 - $1,081	131%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $293.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 70450.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Montrose Regional Health is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 70450.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.