CMS Price Transparency Data

CT scan, head (with and without contrast)

Facility: Montrose Regional Health

Billing Code: 70470 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 70470
Insurance Median: $639
Cash Discount Price: $1,140
vs. Medicare Baseline: 3.57x Medicare

The contracted insurance negotiated median rate for a CT scan, head (with and without contrast) at Montrose Regional Health is $639. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $1,140. Compared to the federal Medicare reimbursement reference rate of $179.2, this hospital’s rate is 3.57x the Medicare baseline. Located in 800 S 3Rd St, Montrose, CO.

Cash / Self-Pay

$1,140

Average discount available for prompt cash payment at this facility.

Insurance Median

$639

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$179.2

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $179.2 (100%)

Cash / Self-Pay: $1,140 (636%)

Insurance Median: $639 (357%)

Cash: $1,140 (636% of Medicare)

Ins. Median: $639 (357% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $179.2 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 357% of the Medicare baseline (a markup of 257%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
UnitedHealthcare	$52 - $2,146	29%
Blue Cross Blue Shield	$59 - $2,123	33%
Humana	$59 - $2,146	33%
Medicare (plans)	$59 - $198	33%
Montrose Community Healthplan-All Plans	$83 - $1,920	46%
United Rocky Mountain Chp-All Other Plans	$98 - $971	55%
United Rocky Mountain Private Plan	$99 - $2,090	55%
United Rocky Mountain Self Insured	$99 - $2,146	55%
Sloans Lake Managed Care-All Plans	$119 - $2,152	66%
Three Rivers-All Plans	$187 - $2,146	104%
Western Healthcare Alliance-All Plans	$187 - $2,033	104%
Cigna	$198 - $2,146	110%
Multiplan-All Plans	$198 - $2,146	110%
Uchpa - All Plans	$198 - $2,146	110%
United Rocky Mountain Mcaid	$208 - $1,520	116%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $1,140.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 70470.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Montrose Regional Health is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 70470.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.